5120 Hamilton St, Oscoda, MI 48750 Property Records

Iosco County property record for 5120 Hamilton St, Oscoda, MI 48750

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,874 sqft · built 1953
Lot Size	0.43 acres (18,731 sqft)
Owner	2 Individual Names on Record
Last Sale	$138,500 (Aug 2019)
Tax Bill	$1,785 (2025)
Deeds & Mortgages	Aug 2019 Sale & Mortgage Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`064M1000003150`

Property Details

APN / Parcel Number

Primary APN	`064M1000003150`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,874 sqft Building Perimeter
1st Floor Area	1,874 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Lot Area	18,731 sqft (0.43 acres)
Lot Dimensions	220 ft deep x 86 ft wide
Garage Area	836 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	5120 HAMILTON ST
City	OSCODA
State	MI
Zip	48750-1520
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SUPERVISORS PLAT OF MCNICHOL HGTS LOT 31 EXC W 335.85 FT THEREOF ASSM'T INCLUDES 064-L80-000-095-00 SEWER EASEMENT LIBER 219
Legal Subdivision	SUPRVRS MCNICHOL HEIGHTS
Legal Lot Number	31
Jurisdiction	IOSCO MI
Township / Civil Division	OSCODA
Census Block Group	1
Census Block	1006
Census Tract	400

Owner

Source: Iosco County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5120 HAMILTON ST, OSCODA, MI 48750-1520
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage PNC BANK NA
Aug 1, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage PNC BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2019 · Amount on Record
Deed Sale	Aug 1, 2019 · Amount on Record
Prior Sale	Aug 1, 2019 · Amount on Record
Deed Document Number	20194255
Last Transfer Date	Aug 11, 2025
Transfer Doc	2025004588
Record Updated	Sep 20, 2026

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IOSCO MI
Recording Date	Aug 1, 2019
Property Address	5120 HAMILTON ST, OSCODA, MI 48750-1520
Document Number	2019004255
Instrument Date	Jul 26, 2019
Instrument	2019004255
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019004256
Date	Aug 1, 2019
Instrument	2019004256

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Mortgage

Document Number	2019004255
Date	Aug 1, 2019
Instrument	2019004255

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IOSCO MI
Recording Date	Aug 1, 2019
Property Address	5120 HAMILTON ST, OSCODA, MI 48750-1520
Document Number	2019004254
Instrument Date	Jul 23, 2019
Instrument	2019004254
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019004255
Date	Aug 1, 2019
Instrument	2019004255

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: Iosco County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Iosco County
County Subdivision	Oscoda Charter Township
Unified School District	Oscoda Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$124,000 (+16.43%) Land $124,000	$248,000 (+16.43%) Land $248,000
2025	$1,785.00 Homeowner's exemption	$106,500 Land $106,500	$213,000 Land $213,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	4 (1986–2026)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Apr 2026 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSCODA TOWNSHIP serves 6,997 people · EPA ID MI0005040
Water Source	Purchased surface water from HURON SHORE REGIONAL UTILITY AUTHORITY
Last State Inspection	Aug 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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