5162 Cantania Ct, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5162 Cantania Ct, Saint Cloud, FL 34771

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,214 sqft · built 2017
Lot Size	0.18 acres (7,840 sqft)
Owner	Individual Name on Record
Tax Bill	$4,133 (2025)
Deeds & Mortgages	Sep 2021 Line of Credit Feb 2022 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`20-25-31-5051-0001-0700`

Property Details

APN / Parcel Number

Primary APN	`20-25-31-5051-0001-0700`
Alternative APN	`253120505100010700`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,214 sqft Living Area
Gross Area	2,984 sqft
1st Floor Area	2,214 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,840 sqft (0.18 acres)
Garage Type	Attached
Garage Area	507 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	263 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	5162 CANTANIA CT
City	SAINT CLOUD
State	FL
Zip	34771-7957
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STONEWOOD ESTATES PB 24 PGS 143-148 LOT 70
Legal Range	31E
Legal Township	25S
Legal Section	20
Legal Subdivision	STONEWOOD ESTATES
Legal Tract	5051
Legal Lot Number	70
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3020
Census Tract	43700

Owner

Source: Osceola County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5162 CANTANIA CT, SAINT CLOUD, FL 34771-7957
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2021	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Feb 2, 2022	Intrafamily Transfer, Transfer · VA Mortgage CLEARPATH LENDING
Jul 21, 2020	Quit Claim Deed, Transfer TRANSTAR NATIONAL TITLE, TRANSTAR NAT'L TITLE
May 28, 2020	Deed of Trust, Mortgage · VA Mortgage NORTH AMERICAN SVGS BK
Jan 10, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
May 29, 2019	Warranty Deed, Transfer · Conventional Mortgage NORTH AMERICAN SAVINGS BANK FSB
Feb 22, 2017	Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage DBA FOAM FINANCE OF AMERICA MORTGAG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 2, 2022
Deed Sale	Feb 2, 2022
Prior Sale	Jul 21, 2020
Deed Document Number	202217469
Deed Book / Page	6141 / 2259
Prior Transfer Date	Jan 18, 2022
Prior Transfer Doc	0061412259
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	5162 CANTANIA CT, SAINT CLOUD, FL 34771-7957
Transaction Type	Mortgage
Record Updated	Dec 12, 2025
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5162 CANTANIA CT, SAINT CLOUD, FL 34771-7957

Mortgage

Document Number	0060530262
Date	Sep 28, 2021
Book Page	6053/262
Instrument	2021150231

Lender

Name	TRUIST BANK
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OSCEOLA FL
Recording Date	Feb 2, 2022
Property Address	5162 CANTANIA CT, SAINT CLOUD, FL 34771-7957
Document Number	0061412259
Book / Page	6141 / 2259
Map Reference	MB 24 PG 143
Instrument Date	Jan 18, 2022
Instrument	2022017469
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5162 CANTANIA CT, SAINT CLOUD, FL 34771-7957

Mortgage

Document Number	0061412262
Date	Feb 2, 2022
Instrument	6141/2262

Lender

Name	CLEARPATH LENDING
Type	Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jul 21, 2020
Property Address	5162 CANTANIA CT, SAINT CLOUD, FL 34771-7957
Document Number	0057581063
Book / Page	005758 / 001063
Instrument Date	May 28, 2020
Instrument	94628
Transaction Type	Transfer
Record Updated	Aug 26, 2020
Title Company	TRANSTAR NATIONAL TITLE, TRANSTAR NAT'L TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	5162 CANTANIA CT ST CLOUD FL 347717957, ST CLOUD, FL 34771-7957

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	5162 CANTANIA CT, SAINT CLOUD, FL 34771-7957
Document Number	0057581066
Instrument Date	May 28, 2020
Transaction Type	Mortgage
Record Updated	Aug 26, 2020
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	5162 CANTANIA CT ST CLOUD FL 347717957, ST CLOUD, FL 34771-7957

Mortgage

Document Number	0057581066
Date	Jul 21, 2020
Book Page	005758/001066
Instrument	94629

Lender

Name	NORTH AMERICAN SVGS BK
Type	Federal Savings Bank
Address	GRANDVIEW, MO 64030

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 20, 2050

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jan 10, 2020
Property Address	5162 CANTANIA CT, SAINT CLOUD, FL 34771-7957
Document Number	0056560628
Book / Page	005656 / 000628
Instrument Date	Jan 7, 2020
Instrument	5156
Transaction Type	Transfer
Record Updated	Jan 30, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	5162 CANTANIA CT ST CLOUD FL 347717957, ST CLOUD, FL 34771-7957

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	May 29, 2019
Property Address	5162 CANTANIA CT, SAINT CLOUD, FL 34771-7957
Document Number	0055312365
Book / Page	5531 / 2365
Map Reference	MB 24 PG 143
Instrument Date	May 24, 2019
Instrument	2019069122
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,166.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5162 CANTANIA CT, 5162, SAINT CLOUD, FL 34771-7957

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5162 CANTANIA CT, SAINT CLOUD, FL 34771-7957

Mortgage

Document Number	0055312366
Date	May 29, 2019
Instrument	5531/2366

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

February 2017: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Feb 22, 2017
Property Address	5162 CANTANIA CT, SAINT CLOUD, FL 34771-7957
Document Number	0051060067
Book / Page	5106 / 0067
Map Reference	MB24 PG143
Instrument Date	Feb 21, 2017
Instrument	2017028661
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 8, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,939.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4776 NEW BROAD ST STE 150, 4776, ORLANDO, FL 32814-6407

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5162 CANTANIA CT, SAINT CLOUD, FL 34771-7957

Mortgage

Document Number	0051060069
Date	Feb 22, 2017
Instrument	5106/0069

Lender

Name	DBA FOAM FINANCE OF AMERICA MORTGAG

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,133.00 (+5.09%) Homeowner's exemption Veteran's exemption	$292,790 (+5.99%)	$382,700 (+4.91%) Land $70,000 Building $312,700
2024	$3,933.00 (+2.18%)
2023	$3,849.00 (+4.22%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$276,252 (+3%)	$364,800 (+26.32%) Land $60,000 Building $304,800
2022	$3,693.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$268,206	$288,800 Land $50,000 Building $238,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 70 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	70 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 66% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TWA SUNBRIDGE WATER TREATMENT PLANT public/private · serves 542 people · EPA ID FL3494439
Water Source	Groundwater
Last State Inspection	Jan 2025
Also Mapped Here	TOHO WATER AUTHORITY-POINCIANA SYSTEM
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Xfinity.

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