5160 Cantania Ct, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5160 Cantania Ct, Saint Cloud, FL 34771

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,063 sqft · built 2017
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$489,000 (May 2021)
Tax Bill	$7,407 (2025)
Deeds & Mortgages	May 2026 Line of Credit May 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`20-25-31-5051-0001-0710`

Property Details

APN / Parcel Number

Primary APN	`20-25-31-5051-0001-0710`
Alternative APN	`253120505100010710`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,063 sqft Living Area
Gross Area	4,324 sqft
1st Floor Area	1,619 sqft
Upper Floors Area	1,444 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Conventional
Exterior Material	Concrete Block
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	727 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	38 sqft
Porch	Finished/Open Porch
Porch Area	534 sqft
Deck Area	472 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	5160 CANTANIA CT
City	SAINT CLOUD
State	FL
Zip	34771-7957
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STONEWOOD ESTATES PB 24 PGS 143-148 LOT 71
Legal Range	31E
Legal Township	25S
Legal Section	20
Legal Subdivision	STONEWOOD ESTATES
Legal Tract	5051
Legal Block	710
Legal Lot Number	71
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3020
Census Tract	43700

Owner

Source: Osceola County records, as of May 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5160 CANTANIA CT, SAINT CLOUD, FL 34771-7957
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 8, 2026	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK
May 4, 2021	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK NA
Jun 22, 2017	Deed of Trust, Mortgage UNITED STATES SENATE FCU
Apr 5, 2017	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FBC MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2021 · Amount on Record
Deed Sale	May 4, 2021 · Amount on Record
Prior Sale	Apr 5, 2017 · Amount on Record
Deed Document Number	202167575
Deed Book / Page	5949 / 2763
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Recording Date	May 8, 2026
Property Address	5160 CANTANIA CT, SAINT CLOUD, FL 34771-7957
Document Number	0000061191
Book / Page	6968 / 2435
Instrument Date	Apr 2, 2026
Instrument	202661191
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5160 CANTANIA CT, SAINT CLOUD, FL 34771-7957

Mortgage

Document Number	0000061191,
Date	May 8, 2026
Book Page	6968/2435
Instrument	202661191

Lender

Name	FIFTH THIRD BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 25, 2056

Interest

Rate	6%
Max Rate	-1%

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	May 4, 2021
Property Address	5160 CANTANIA CT, SAINT CLOUD, FL 34771-7957
Document Number	0059492763
Book / Page	5949 / 2763
Map Reference	MB 24 PG 143-148
Instrument Date	Apr 30, 2021
Instrument	2021067575
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	ORLANDO TITLE PROFESSIONALS LL, LAND TITLE PROFESSIONALS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,423.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5160 CANTANIA CT, SAINT CLOUD, FL 34771-7957

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5160 CANTANIA CT, SAINT CLOUD, FL 34771-7957

Mortgage

Document Number	0059492765
Date	May 4, 2021
Instrument	5949/2765

Lender

Name	FIFTH THIRD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	5160 CANTANIA CT, SAINT CLOUD, FL 34771-7957
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ACCURATE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0051681458
Date	Jun 22, 2017
Book Page	5168/1458
Instrument	2017091560

Lender

Name	UNITED STATES SENATE FCU
Type	Credit Union
Address	ALEXANDRIA, VA 22314

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Jun 22, 2027

April 2017: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Apr 5, 2017
Property Address	5160 CANTANIA CT, SAINT CLOUD, FL 34771-7957
Document Number	0051271389
Book / Page	5127 / 1389
Map Reference	MB24 PG143-148
Instrument Date	Apr 3, 2017
Instrument	2017051310
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 8, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,529.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4776 NEW BROAD ST STE 250, 4776, ORLANDO, FL 32814-6431

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5160 CANTANIA CT, SAINT CLOUD, FL 34771-7957

Mortgage

Document Number	0051271391
Date	Apr 5, 2017
Instrument	5127/1391

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,407.00 (+3.29%) Homeowner's exemption	$524,100 (+4.57%) Land $70,000 Building $454,100	$524,100 (+4.57%) Land $70,000 Building $454,100
2024	$7,171.00 (+0.46%)
2023	$7,138.00 (+14.78%)	$501,200 (+24.12%) Land $60,000 Building $441,200	$501,200 (+24.12%) Land $60,000 Building $441,200
2022	$6,219.00	$403,800 Land $50,000 Building $353,800	$403,800 Land $50,000 Building $353,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 70 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	70 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 66% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TWA SUNBRIDGE WATER TREATMENT PLANT public/private · serves 542 people · EPA ID FL3494439
Water Source	Groundwater
Last State Inspection	Jan 2025
Also Mapped Here	TOHO WATER AUTHORITY-POINCIANA SYSTEM
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Xfinity.

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