5142 Waterloo Dr, Fort Mill, SC 29708 Property Records

York County property record for 5142 Waterloo Dr, Fort Mill, SC 29708

Property Summary

Property Type	Single Family Home
Details	4 ba · 4,039 sqft · built 2018
Lot Size	0.171 acres (7,460 sqft)
Owner	Individual Name on File
Last Sale	$475,000 (Aug 2021)
Tax Bill	$5,395 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`644-11-01-068`

Property Details

APN / Parcel Number

Primary APN	`644-11-01-068`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	4,039 sqft Living Area
Gross Area	4,777 sqft
1st Floor Area	1,253 sqft
2nd Floor Area	1,533 sqft
Basement Area	1,253 sqft
Finished Basement	1,253 sqft
Unfinished Basement	1,253 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Aluminum/Vinyl
Lot Area	7,460 sqft (0.171 acres)
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	108 sqft
Deck Area	168 sqft
Patio Area	240 sqft

Location & Zoning

Street Address	5142 WATERLOO DR
City	FORT MILL
State	SC
Zip	29708-0080
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT# 63 CAMERON CREEK PHS 2
Legal Subdivision	CAMERON CREEK
Legal Lot Number	63
Jurisdiction	YORK SC
Township / Civil Division	FORT MILL
Census Block Group	3
Census Block	3000
Census Tract	61009

Owner

5142 Waterloo Dr is owned and occupied by an individual who bought it in August 2021.

Source: York County records, as of May 5, 2026

Owner of Record	Individual Name on File
Mailing Address	5142 WATERLOO DR, FORT MILL, SC 29708-0080
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2021	Deed, Transfer · Conventional Mortgage AMERICAN FEDERAL MORTGAGE CORP
Sep 27, 2019	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage M/I FINANCIAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 12, 2021 · Amount on File
Deed Sale	Aug 12, 2021 · Amount on File
Prior Sale	Sep 27, 2019 · Amount on File
Deed Document Number	202146378
Deed Book / Page	19508 / 65
Record Updated	Jun 8, 2026

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	YORK SC
Recording Date	Aug 12, 2021
Property Address	5142 WATERLOO DR, TEGA CAY, SC 29708-0080
Document Number	1950800065
Book / Page	19508 / 65
Map Reference	MB E369 PG 6-9
Instrument Date	Aug 12, 2021
Instrument	2021046378
Transaction Type	Transfer
Record Updated	Apr 24, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,757.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5142 WATERLOO DR, TEGA CAY, SC 29708-0080

Mortgage

Document Number	2021046379
Date	Aug 12, 2021
Instrument	2021046379

Lender

Name	AMERICAN FEDERAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

September 2019: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	YORK SC
Recording Date	Sep 27, 2019
Property Address	5142 WATERLOO DR, TEGA CAY, SC 29708-0080
Document Number	1780700240
Book / Page	17807 / 240
Map Reference	MB E369 PG 6-9
Instrument Date	Sep 25, 2019
Instrument	2019041752
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 28, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,468.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5142 WATERLOO DR, FORT MILL, SC 29708-0080

Mortgage

Document Number	2019041753
Date	Sep 27, 2019
Instrument	2019041753

Lender

Name	M/I FINANCIAL LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 5142 Waterloo Dr was $5,395.

Source: York County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	York County
Municipality	Tega Cay City
Unified School District	York School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,395.00	$21,613 Land $3,007 Building $18,606	$646,800 Land $90,000 Building $556,800
2023	$4,319.00	$17,630 Land $3,200 Building $14,430	$440,738 Land $80,000 Building $360,738

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5142 Waterloo Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5142 Waterloo Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEGA CAY serves 10,500 people · EPA ID SC4610008
Water Source	Purchased surface water from RIVERVIEW RURAL CWS
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Fiber · Cable in parts of the area	8,000 / 8,000
AT&T Fixed Wireless	100 / 20

May also be available: Google Fiber, Spectrum, Verizon.

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