5160 Silo Rd, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 5160 Silo Rd, Saint Augustine, FL 32092

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 3,154 sqft · built 2007
Lot Size5 acres (217,800 sqft)
OwnerIndividual Name on Record
Last Sale$360,000 (May 2015)
Tax Bill$5,477 (2025)
Deeds & MortgagesJan 2018 Mortgage
Sep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN028824-0390

Property Details

APN / Parcel Number

Primary APN028824-0390

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures11 Plumbing Fixtures
Stories1 Story
Building Area3,154 sqft Living Area
Gross Area3,778 sqft
1st Floor Area1,467 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Exterior MaterialConcrete
Construction TypeWood
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area217,800 sqft (5 acres)
Garage TypeAttached
Garage Area624 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area110 sqft
Patio Area552 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address5160 SILO RD
CitySAINT AUGUSTINE
StateFL
Zip32092-0655
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeOR
Legal Description14/104-106 MILL CREEK ESTATES LOT 39 OR4021/724
Legal Range28E
Legal Township06S
Legal Section38
Legal SubdivisionMILL CREEK ESTATES
Legal Block4
Legal Lot Number39
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group4
Census Block4009
Census Tract20905

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5160 SILO RD, SAINT AUGUSTINE, FL 32092-0655
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 9, 2018Deed of Trust, Mortgage · Commercial Mortgage
SUNTRUST BANK
Sep 3, 2020Deed of Trust, Mortgage · Conventional Mortgage
TRUIST BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 1, 2015 · Amount on Record
Deed SaleMay 1, 2015 · Amount on Record
Deed Document Number201525947
Deed Book / Page4021 / 724
Prior Transfer DateAug 4, 2007
Prior Transfer Doc0029621151
Record UpdatedOct 29, 2026

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address5160 SILO RD, SAINT AUGUSTINE, FL 32092-0655
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0044881191
DateJan 9, 2018
Book Page4488/1191
Instrument2018001909
Lender
NameSUNTRUST BANK
TypeBank
AddressORLANDO, FL 32809
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address5160 SILO RD, SAINT AUGUSTINE, FL 32092-0655
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address5160 SILO RD, ST AUGUSTINE, FL 32092-0655

Mortgage

Document Number0050340494
DateSep 3, 2020
Book Page5034/494
Instrument2020074990
Lender
NameTRUIST BANK
TypeBank
AddressRICHMOND, VA 23224
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueSep 1, 2035

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$432,000 (+2.7%)$882,251 (-0.12%) Land $300,000 Building $582,251
2025$5,477.00 (+12.12%) Homeowner's exemption$420,643 (+5.99%)$883,326 (+30.27%) Land $300,000 Building $583,326
2024$4,885.00 (+1.94%)
2023$4,792.00 (+2.74%) Homeowner's exemption$396,882 (+3%)$678,072 (+11.88%) Land $270,000 Building $408,072
2022$4,664.00 Homeowner's exemption$385,322$606,073 Land $246,400 Building $359,673

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 79 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies79 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · lower than 76% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-CR214 MAINLAND WTP
serves 66,953 people · EPA ID FL2554447
Water SourceGroundwater
Last State InspectionAug 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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