5155 Silo Rd, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 5155 Silo Rd, Saint Augustine, FL 32092

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,006 sqft · built 1998
Lot Size4.99 acres (217,364 sqft)
Owner2 Individual Names on Record
Last Sale$760,000 (Nov 2023)
Tax Bill$9,665 (2025)
Deeds & MortgagesNov 2023 Sale & Mortgage
Dec 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN028824-0260

Property Details

APN / Parcel Number

Primary APN028824-0260

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area2,006 sqft Living Area
Gross Area2,446 sqft
1st Floor Area1,720 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 2003
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area217,364 sqft (4.99 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area48 sqft
Patio Area320 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address5155 SILO RD
CitySAINT AUGUSTINE
StateFL
Zip32092-0656
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeOR
Legal Description14/104-106 MILL CREEK ESTATES LOT 26 OR5859/1159
Legal Range28E
Legal Township06S
Legal Section38
Legal SubdivisionMILL CREEK ESTATES
Legal Block4
Legal Lot Number26
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group4
Census Block4011
Census Tract20905

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5155 SILO RD, SAINT AUGUSTINE, FL 32092-0656
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Nov 20, 2023Warranty Deed, Transfer · Conventional Mortgage
FIRST COAST MORTGAGE FUNDING LLC
Dec 30, 2019Warranty Deed, Transfer · Conventional Mortgage
HSBC BANK USA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 20, 2023 · Amount on Record
Deed SaleNov 20, 2023 · Amount on Record
Prior SaleDec 30, 2019 · Amount on Record
Deed Document Number202390921
Deed Book / Page5859 / 1159
Record UpdatedOct 29, 2026

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateNov 20, 2023
Property Address5155 SILO RD, SAINT AUGUSTINE, FL 32092-0656
Document Number0058591159
Book / Page5859 / 1159
Map ReferenceMB 14 PG 104
Instrument DateNov 17, 2023
Instrument2023090921
Transaction TypeTransfer
Record UpdatedDec 8, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,320.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2275 COUNTY ROAD 13 S, ELKTON, FL 32033-2613

Transferred To (Grantee/Buyer)

NameVerified Name
Address5155 SILO RD, SAINT AUGUSTINE, FL 32092-0656

Mortgage

Document Number0058591161
DateNov 20, 2023
Instrument5859/1161
Lender
NameFIRST COAST MORTGAGE FUNDING LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2053

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateDec 30, 2019
Property Address5155 SILO RD, SAINT AUGUSTINE, FL 32092-0656
Document Number0048570550
Book / Page4857 / 0550
Map ReferenceMB 14 PG 104-106
Instrument DateDec 23, 2019
Instrument2019097381
Transaction TypeTransfer
Record UpdatedAug 31, 2021
Title CompanyLAND TITLE OF AMERICA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,570.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5011 SILO RD, 5011, SAINT AUGUSTINE, FL 32092-0654

Transferred To (Grantee/Buyer)

NameVerified Name
Address5155 SILO RD, SAINT AUGUSTINE, FL 32092-0656

Mortgage

Document Number48570552
DateDec 30, 2019
Instrument4857/0552
Lender
NameHSBC BANK USA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2050

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$672,033 (-3.49%) Land $300,000 Building $372,033$672,033 (-3.49%) Land $300,000 Building $372,033
2025$9,665.00 (+19.06%)$696,309 (+11.05%)$696,309 (+11.05%) Land $300,000 Building $396,309
2024$8,118.00 (+78.34%)$627,043 (+65.88%)$627,043 (+22.18%) Land $300,000 Building $327,043
2023$4,552.00 (+2.78%) Homeowner's exemption$378,001 (+3%)$513,199 (+10.78%) Land $270,000 Building $243,199
2022$4,429.00 Homeowner's exemption$366,991$463,278 Land $246,400 Building $216,878

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 79 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies79 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · lower than 85% of Florida
Wildfire Likelihood0.09% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-CR214 MAINLAND WTP
serves 66,953 people · EPA ID FL2554447
Water SourceGroundwater
Last State InspectionAug 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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