5160 Ribbit Rd, Langley, WA 98260 Property Records

Island County property record for 5160 Ribbit Rd, Langley, WA 98260

Property Summary

Property Type	Single Family Home
Details	2 bd · 3.5 ba · 1,666 sqft · built 1988
Lot Size	5.57 acres (242,629 sqft)
Owner	Individual Name on File
Tax Bill	$2,725 (2026)
Deeds & Mortgages	Oct 2019 Mortgage Oct 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R32906-060-3950`

Property Details

APN / Parcel Number

Primary APN	`R32906-060-3950`
Alternative APN	`628342`

Interior

Bedrooms	2 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,666 sqft Living Area
Gross Area	2,146 sqft
1st Floor Area	994 sqft
Upper Floors Area	672 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Shingle
Foundation Type	Concrete
Roof Material	Wood Shingle
Lot Area	242,629 sqft (5.57 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Porch Area	1,590 sqft
Storage Building	50 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	5160 RIBBIT RD
City	LANGLEY
State	WA
Zip	98260-9803
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	20
Legal Description	IN GL 8 BG NECR TR 2 V4 SUR P22 AF#303462 N85W500 S05E PARAW WLN GL 8 420 S85E713.79TO ELN GL 8 N03W171.46TO SECR TR 1 SD SUR N85W230TO SWCR TR 1 N02W246.10TPB TGW & SUB EZ AF#88001816 FR 070-372 & 026-3880
Legal Range	3E
Legal Township	29N
Legal Section	06
Legal Tract	2
Jurisdiction	ISLAND WA
Township / Civil Division	SOUTH WHIDBEY ISLAND
Census Block Group	1
Census Block	1011
Census Tract	971900

Owner

5160 Ribbit Rd is owned and occupied by an individual.

Source: Island County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	5160 RIBBIT RD, LANGLEY, WA 98260-9803
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2019	Deed of Trust, Mortgage · FHA Mortgage NATIONWIDE EQUITIES
Oct 11, 2019	Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER
Jan 5, 2018	Deed of Trust, Mortgage · FHA Mortgage BANK OF THE PACIFIC
Jan 5, 2018	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLAND WA
Property Address	5160 RIBBIT RD, LANGLEY, WA 98260-9803
Document Number	0004475024
Instrument Date	Oct 11, 2019
Transaction Type	Mortgage
Record Updated	Nov 18, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	5160 RIBBIT RD LANGLEY WA 982609803, LANGLEY, WA 98260-9803

Mortgage

Document Number	0004475024
Date	Nov 7, 2019
Instrument	4475024

Lender

Name	NATIONWIDE EQUITIES
Type	Funding / Finance Company
Address	MAHWAH, NJ 07495

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	924 Months
Due	Nov 6, 2096

Interest

Rate Type	Adjustable Rate
Rate	3.85%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLAND WA
Property Address	5160 RIBBIT RD, LANGLEY, WA 98260-9803
Document Number	0004475025
Instrument Date	Oct 11, 2019
Transaction Type	Mortgage
Record Updated	Nov 18, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	5160 RIBBIT RD LANGLEY WA 982609803, LANGLEY, WA 98260-9803

Mortgage

Document Number	0004475025
Date	Nov 7, 2019
Instrument	4475025

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	924 Months
Due	Nov 6, 2096

Interest

Rate Type	Adjustable Rate
Rate	3.85%

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLAND WA
Property Address	5160 RIBBIT RD, LANGLEY, WA 98260-9803
Document Number	0004437213
Instrument Date	Jan 5, 2018
Transaction Type	Mortgage
Record Updated	Aug 29, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	5160 RIBBIT RD LANGLEY WA 982609803, LANGLEY, WA 98260-9803

Mortgage

Document Number	0004437213
Date	Jan 10, 2018
Instrument	4437213

Lender

Name	BANK OF THE PACIFIC
Type	Bank
Address	BELLINGHAM, WA 98225

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	936 Months
Due	Jan 9, 2096

Interest

Rate Type	Adjustable Rate
Rate	4.73%

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLAND WA
Property Address	5160 RIBBIT RD, LANGLEY, WA 98260-9803
Document Number	0004437214
Instrument Date	Jan 5, 2018
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	5160 RIBBIT RD LANGLEY WA 982609803, LANGLEY, WA 98260-9803

Mortgage

Document Number	0004437214
Date	Jan 10, 2018
Instrument	4437214

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	936 Months
Due	Jan 9, 2096

Interest

Rate Type	Adjustable Rate
Rate	4.73%

Tax Assessment & Valuation

The 2026 property tax bill for 5160 Ribbit Rd was $2,725 with a senior citizen's exemption.

Source: Island County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Island County
Unified School District	South Whidbey School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,725.00
2025		$748,664 Land $420,000 Building $328,664	$748,664 Land $420,000 Building $328,664
2023	$694.00 Senior Citizen's exemption	$694,247 (+4.26%) Land $350,000 Building $344,247	$694,247 (+4.26%) Land $350,000 Building $344,247
2022		$665,868 Land $350,000 Building $315,868	$665,868 Land $350,000 Building $315,868

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5160 Ribbit Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5160 Ribbit Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Whidbey Telephone Fiber · DSL	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T Fixed Wireless	25 / 3
T-Mobile Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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