3653 Ribbit Rd, Langley, WA 98260 Property Records

Island County property record for 3653 Ribbit Rd, Langley, WA 98260

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 2,506 sqft · built 1993
Lot Size	4.84 acres (210,830 sqft)
Owner	Individual Name on Record
Last Sale	$799,000 (Nov 2025)
Tax Bill	$6,015 (2026)
Deeds & Mortgages	Aug 2026 Line of Credit Nov 2025 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`R32910-150-0850`

Property Details

APN / Parcel Number

Primary APN	`R32910-150-0850`
Alternative APN	`713071`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,506 sqft Living Area
Gross Area	2,604 sqft
1st Floor Area	2,186 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Shingle
Foundation Type	Slab (Mat/Raft)
Roof Material	Aluminum
Lot Area	210,830 sqft (4.84 acres)
Garage Type	Detached
Garage Area	812 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	169 sqft
Deck Area	Deck Area
Cabin	Cabin

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3653 RABBIT RUN RD
City	LANGLEY
State	WA
Zip	98260-8640
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	20
Legal Description	LOT 1 SP 13-93.32910.157-0950 V3 SP P44&45 AF#95014901
Legal Range	3E
Legal Township	29N
Legal Section	10
Legal Subdivision	ISLAND CONTY SHORT 013
Legal Lot Number	1
Jurisdiction	ISLAND WA
Township / Civil Division	SOUTH WHIDBEY ISLAND
Census Block Group	1
Census Block	1050
Census Tract	972000

Owner

Source: Island County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	111 FAIRVIEW AVE N, 211, SEATTLE, WA 98109-6065
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2026	Deed of Trust, Mortgage · Line of Credit BANNER BANK
Nov 25, 2025	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Dec 5, 2022	Quit Claim Deed, Transfer Quitclaim
Nov 7, 2022	Intrafamily Transfer, Transfer
Oct 21, 2020	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Sep 17, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 25, 2025 · Amount on Record
Deed Sale	Nov 25, 2025 · Amount on Record
Prior Sale	Oct 21, 2020 · Amount on Record
Deed Document Number	20254593870
Prior Transfer Date	Oct 7, 2022
Prior Transfer Doc	0004554515
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLAND WA
Recording Date	Aug 25, 2026
Property Address	3653 RABBIT RUN RD, LANGLEY, WA 98260-8640
Document Number	0004604772
Instrument Date	Aug 12, 2026
Instrument	20264604772
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004604772,
Date	Aug 25, 2026
Instrument	20264604772

Lender

Name	BANNER BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ISLAND WA
Recording Date	Nov 25, 2025
Property Address	3653 RIBBIT RD, LANGLEY, WA 98260
Document Number	0004593870
Map Reference	VOL 3 PG 44&45
Instrument Date	Nov 24, 2025
Instrument	4593870
Transaction Type	Transfer
Record Updated	Dec 3, 2025
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY MT, FIRST AMER TITLE INS COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$13,282.20
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 FAIRVIEW AVE N APT 211, 211, SEATTLE, WA 98109-6065

Mortgage

Document Number	0004593871
Date	Nov 25, 2025
Instrument	4593871

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

December 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ISLAND WA
Recording Date	Dec 5, 2022
Property Address	3653 RIBBIT RD, LANGLEY, WA 98260
Document Number	0004554515
Map Reference	VOL 3 PG 44745
Instrument Date	Oct 7, 2022
Instrument	4554515
Transaction Type	Transfer
Record Updated	Oct 30, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1325 4TH AVE STE 1700, 1700, SEATTLE, WA 98101-2528

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ISLAND WA
Recording Date	Nov 7, 2022
Property Address	3653 RIBBIT RD, LANGLEY, WA 98260
Document Number	0004553527
Map Reference	VOL 3 PG 44&45
Instrument Date	Oct 7, 2022
Instrument	4553527
Transaction Type	Transfer
Record Updated	Oct 30, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1325 4TH AVE STE 1700, 1700, SEATTLE, WA 98101-2528

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ISLAND WA
Recording Date	Oct 21, 2020
Property Address	3653 RABBIT RUN RD, LANGLEY, WA 98260-8640
Document Number	0004500020
Instrument Date	Oct 19, 2020
Instrument	4500020
Transaction Type	Transfer
Record Updated	Nov 18, 2021
Title Company	LAND TITLE & ESCROW OF ISLAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$11,031.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3653 RABBIT RUN RD, LANGLEY, WA 98260-8640

Mortgage

Document Number	0004500021
Date	Oct 21, 2020
Instrument	4500021

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ISLAND WA
Recording Date	Sep 17, 2020
Property Address	3653 RABBIT RUN RD, LANGLEY, WA 98260-8640
Document Number	0004496812
Instrument Date	Sep 16, 2020
Instrument	4496812
Transaction Type	Transfer
Record Updated	Oct 6, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	3653 RABBIT RUN RD LANGLEY WA 982608640, LANGLEY, WA 98260-8640

Tax Assessment & Valuation

Source: Island County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Island County
Unified School District	South Whidbey School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,015.00 (+13.81%)
2025	$5,285.00 (+21.16%)	$759,223 (+5.69%) Land $380,000 Building $379,223	$759,223 (+5.69%) Land $380,000 Building $379,223
2023	$4,362.00	$718,316 (+11.08%) Land $330,000 Building $388,316	$718,316 (+11.08%) Land $330,000 Building $388,316
2022		$646,661 Land $290,000 Building $356,661	$646,661 Land $290,000 Building $356,661

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	7 (2001–2022)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Dec 2022 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TEL COMPANY#1 private · serves 210 people · EPA ID WA5303099
Water Source	Groundwater
Last State Inspection	Aug 2021
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
Whidbey Telephone DSL	25 / 3

May also be available: AT&T.

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