Santa Clara County property record for 5160 Croy Rd, Morgan Hill, CA 95037
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,344 sqft · built 1940 |
| Lot Size | 3.08 acres (134,476 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,350,000 (Jun 2025) |
| Tax Bill | $15,456 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Oct 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone D (undetermined) |
| APN | 756-10-005 |
| Primary APN | 756-10-005 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,344 sqft Living Area |
| 1st Floor Area | 1,344 sqft |
| Family Room | Family Room |
| Utility Room | Utility Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | L-Shape |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 134,476 sqft |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Cooling System | None |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 5160 CROY RD |
|---|---|
| City | MORGAN HILL |
| State | CA |
| Zip | 95037-9118 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | HS-SR |
| Jurisdiction | SANTA CLARA CA |
| Township / Civil Division | LLAGAS-UVAS |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 512200 |
5160 Croy Rd is owned by two individuals who bought it in June 2025.
Source: Santa Clara County records, as of July 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 265 ARBOR VALLEY DR, SAN JOSE, CA 95119-1806 |
| Owner Type | Individual |
| Vesting | Community Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 1, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE |
| Oct 11, 2023 | Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jan 27, 2017 | Deed of Trust, Mortgage · Line of Credit THIRD FEDERAL SAVINGS & LOAN |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 10, 2025 · Amount on File |
| Deed Sale | Jun 10, 2025 · Amount on File |
| Prior Sale | Oct 11, 2023 · Amount on File |
| Deed Document Number | 202525819226 |
| Prior Transfer Date | Jul 10, 2001 |
| Prior Transfer Doc | 0015796274 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Apr 1, 2026 |
| Property Address | 5160 CROY RD, MORGAN HILL, CA 95037-9118 |
| Document Number | 0025965341 |
| Instrument Date | Mar 26, 2026 |
| Instrument | 202625965341 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU |
| Name | Verified Name |
|---|---|
| Relationship | Community Property, 149 |
| Address | 5160 CROY RD, MORGAN HILL, CA 95037-9118 |
| Document Number | 0025965341, |
|---|---|
| Date | Apr 1, 2026 |
| Instrument | 202625965341 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.98% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Oct 11, 2023 |
| Property Address | 5160 CROY RD, MORGAN HILL, CA 95037-9118 |
| Document Number | 0025543128 |
| Instrument Date | Sep 27, 2023 |
| Instrument | 25543128 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2023 |
| Title Company | LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 5160 CROY RD, MORGAN HILL, CA 95037-9118 |
| Document Number | 0025543129 |
|---|---|
| Date | Oct 11, 2023 |
| Instrument | 25543129 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 5160 CROY RD, MORGAN HILL, CA 95037-9118 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMERICAN TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0023569792 |
|---|---|
| Date | Jan 27, 2017 |
| Instrument | 23569792 |
| Name | THIRD FEDERAL SAVINGS & LOAN |
|---|---|
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 12, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 5160 Croy Rd was $15,456, up 1.9% from the year before.
Source: Santa Clara County assessment roll, as of July 27, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Clara County |
| Unified School District | Morgan Hill Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,377,000 (+1.89%) Land $688,500 Building $688,500 | |
| 2025 | $15,456.00 (+1.89%) | $1,351,500 Land $1,122,000 Building $229,500 |
| 2024 | $15,169.00 (+56.46%) | |
| 2023 | $9,695.00 (+1.72%) Homeowner's exemption | $842,337 Land $664,777 Building $177,560 |
| 2022 | $9,531.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 5160 Croy Rd in Zone D, where flood risk has not been studied, though there have been 8 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 8 (1982–2023) |
| Claims Outside the SFHA | 2 of 8 |
| Most Recent Claim | Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5160 Croy Rd is high, ranking above 87% of the US, with a 0.9% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 87% of the US · above 68% of California |
|---|---|
| Wildfire Likelihood | 0.9% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SANTA CLARA VALLEY WATER DISTRICT serves 0 people · EPA ID CA4310027 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Razzolink Fixed Wireless | 500 / 250 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| Frontier DSL | 10 / 1 |
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