4825 Croy Rd, Morgan Hill, CA 95037 Property Records

Santa Clara County property record for 4825 Croy Rd, Morgan Hill, CA 95037

Property Summary

Property Type	Pasture
Lot Size	15.2 acres (665,161 sqft)
Owner	2 Individual Names on File
Last Sale	$611,500 (Mar 2026)
Tax Bill	$10,552 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Oct 2019 Reverse Mortgage + 2 more
Flood Zone	Zone D (undetermined)
APN	`742-29-056`

Property Details

APN / Parcel Number

Primary APN	`742-29-056`

Exterior

Lot Area	665,161 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	4825 CROY RD
City	MORGAN HILL
State	CA
Zip	95037-9419
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Pasture
Local Zoning Code	HS
Legal Description	LOT 4
Legal Subdivision	MORGAN HILL RANCH MAP 04
Legal Lot Number	4
Jurisdiction	SANTA CLARA CA
Township / Civil Division	LLAGAS-UVAS
Census Block Group	1
Census Block	1027
Census Tract	512200

Owner

4825 Croy Rd, an agricultural property, is owned by two individuals who bought it in March 2026.

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4825 CROY RD, MORGAN HILL, CA 95037-9419
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2026	Grant Deed, Transfer · FHA Mortgage KIND LENDING LLC
Oct 15, 2019	Intrafamily Transfer, Transfer · Reverse Mortgage FINANCE OF AMERICA MORTGAGE LLC
Nov 19, 2018	Quit Claim Deed, Transfer Quitclaim
Aug 13, 2018	Deed of Trust, Mortgage JUDITH A GUARDINO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 17, 2026 · Amount on File
Deed Sale	Mar 17, 2026 · Amount on File
Deed Document Number	202625958178
Prior Transfer Date	Mar 10, 2026
Prior Transfer Doc	0025958178
Record Updated	Oct 29, 2026

March 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Mar 17, 2026
Property Address	4825 CROY RD, MORGAN HILL, CA 95037-9419
Document Number	0025958178
Map Reference	MB 310 PG 45
Instrument Date	Mar 10, 2026
Instrument	25958178
Transaction Type	Transfer
Record Updated	Mar 27, 2026
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$672.65
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4825 CROY RD, MORGAN HILL, CA 95037-9419

Mortgage

Document Number	0025958179
Date	Mar 17, 2026
Instrument	25958179

Lender

Name	KIND LENDING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

October 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Oct 15, 2019
Property Address	4825 CROY RD, MORGAN HILL, CA 95037-9419
Document Number	0024304514
Map Reference	MB 310 PG 45
Instrument Date	Oct 8, 2019
Instrument	24304514
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4825 CROY RD, MORGAN HILL, CA 95037-9419

Mortgage

Document Number	0024304515
Date	Oct 15, 2019
Instrument	24304515

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Nov 19, 2018
Property Address	4825 CROY RD, MORGAN HILL, CA 95037-9419
Document Number	0024066122
Instrument Date	Nov 16, 2018
Instrument	24066122
Transaction Type	Transfer
Record Updated	Dec 4, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4825 CROY RD MORGAN HILL CA 950379419, MORGAN HILL, CA 95037-9419

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	4825 CROY RD, MORGAN HILL, CA 95037-9419
Document Number	0024279026
Instrument Date	Aug 13, 2018
Transaction Type	Mortgage
Record Updated	Sep 20, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4825 CROY RD MORGAN HILL CA 950379419, MORGAN HILL, CA 95037-9419

Mortgage

Document Number	0024279026
Date	Sep 12, 2019
Instrument	24279026

Lender

Name	JUDITH A GUARDINO
Address	17985 SABINI CT, MORGAN HILL, CA 95037-3419

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 4825 Croy Rd was $10,552, up 1.9% from the year before.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Unified School District	Morgan Hill Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$932,650 (+2%) Land $210,536 Building $722,114
2025	$10,552.00 (+1.89%)	$914,363 Land $206,408 Building $707,955
2024	$10,356.00 (+1.29%)
2023	$10,224.00 (+1.71%)	$878,859 Land $198,394 Building $680,465
2022	$10,052.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4825 Croy Rd in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4825 Croy Rd is high, ranking above 87% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 87% of the US · above 67% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANTA CLARA VALLEY WATER DISTRICT serves 0 people · EPA ID CA4310027
Water Source	Surface water
Last State Inspection	Dec 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20
Frontier DSL	90 / 5

May also be available: Cruzio, Ridge Wireless.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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