5160 Cedar Saddle, Imperial, MO 63052 Property Records

Jefferson County property record for 5160 Cedar Saddle, Imperial, MO 63052

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,488 sqft · built 1994
Lot Size	1.48 acres (64,904 sqft)
Owner	2 Individual Names on Record
Last Sale	$461,776 (Nov 2025)
Tax Bill	$3,717 (2023)
Deeds & Mortgages	Nov 2025 Mortgage Nov 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-1.0-02.0-0-001-028.27`

Property Details

APN / Parcel Number

Primary APN	`08-1.0-02.0-0-001-028.27`
Alternative APN	`0810020 00102827`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,488 sqft Living Area
Gross Area	2,060 sqft
1st Floor Area	348 sqft
Basement Area	1,116 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Bi-Level
Construction Type	Frame
Lot Area	64,904 sqft
Garage Type	Attached
Garage Area	572 sqft

Exterior Amenities

Porch	Open Frame Porch
Porch Area	144 sqft
Patio Area	823 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5160 CEDAR SADDLE
City	IMPERIAL
State	MO
Zip	63052-3202
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Legal Description	SUNRIDGE ESTS LOT 12
Legal Range	5E
Legal Township	42N
Legal Section	02
Legal Subdivision	SUNRIDGE ESTS
Legal Block	2
Legal Lot Number	12
Jurisdiction	JEFFERSON MO
Township / Civil Division	IMPERIAL
Census Block Group	2
Census Block	2000
Census Tract	700120

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5160 CEDAR SADDLE, IMPERIAL, MO 63052-3202
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2025	Warranty Deed, Transfer · Conventional Mortgage DAS ACQUISITION
Nov 21, 2022	Warranty Deed, Transfer · Conventional Mortgage COMMUNITYAMERICA CU
Aug 4, 2017	Deed of Trust, Mortgage · Commercial Mortgage COMMERCE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2025 · Amount on Record
Deed Sale	Nov 4, 2025 · Amount on Record
Prior Sale	Nov 21, 2022 · Amount on Record
Deed Document Number	202528529
Prior Transfer Date	Aug 6, 2013
Prior Transfer Doc	0000034860
Record Updated	Oct 29, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Nov 4, 2025
Property Address	5160 CEDAR SADDLE, IMPERIAL, MO 63052-3202
Document Number	0000028529
Map Reference	MB 92 PG 11
Instrument Date	Oct 31, 2025
Instrument	2025R-028529
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	USTC, UST

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5160 CEDAR SADDLE, IMPERIAL, MO 63052-3202

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5160 CEDAR SADDLE, IMPERIAL, MO 63052-3202

Mortgage

Document Number	0000028530
Date	Nov 4, 2025
Instrument	2025R-028530

Lender

Name	DAS ACQUISITION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Nov 21, 2022
Property Address	5160 CEDAR SADDLE, IMPERIAL, MO 63052-3202
Document Number	0000037177
Map Reference	MB 92 PG 11
Instrument Date	Nov 17, 2022
Instrument	2022R-037177
Transaction Type	Transfer
Record Updated	Nov 11, 2025
Title Company	INVESTORS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 141, FRENCH VILLAGE, MO 63036-0141

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5160 CEDAR SADDLE, IMPERIAL, MO 63052-3202

Mortgage

Document Number	0000037178
Date	Nov 21, 2022
Instrument	2022R-037178

Lender

Name	COMMUNITYAMERICA CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2029
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.5%
Index	Other
Margin	3
Max Rate	10.5%

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	5160 CEDAR SADDLE, IMPERIAL, MO 63052-3202
Transaction Type	Mortgage
Record Updated	Aug 16, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024113
Date	Aug 4, 2017
Instrument	2017R-024113

Lender

Name	COMMERCE BANK
Type	Bank
Address	ARNOLD, MO 63010

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Fox C-6 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$58,700 (-) Land $5,900 Building $52,800	$308,800 (-) Land $31,100 Building $277,700
2025		$58,700 (+12.02%) Land $5,900 Building $52,800
2024			$308,800 (+11.92%) Land $31,100 Building $277,700
2023	$3,717.00 (+0.11%)	$52,400 (-) Land $5,900 Building $46,500	$275,900 (-) Land $31,100 Building $244,800
2022	$3,713.00	$52,400 Land $5,900 Building $46,500
2021			$275,900 Land $31,100 Building $244,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 72% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON CO CONS PWSD C 1 serves 37,000 people · EPA ID MO6024295
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Wisper ISP.

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