5153 Cedar Saddle, Imperial, MO 63052 Property Records

Jefferson County property record for 5153 Cedar Saddle, Imperial, MO 63052

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,689 sqft · built 1989
Lot Size	1.35 acres (58,806 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,347 (2024)
Deeds & Mortgages	Feb 2021 Mortgage Feb 2022 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-1.0-02.0-0-001-028.21`

Property Details

APN / Parcel Number

Primary APN	`08-1.0-02.0-0-001-028.21`
Alternative APN	`0810020 00102821`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,689 sqft Living Area
Gross Area	2,402 sqft
1st Floor Area	1,689 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Construction Type	Frame
Lot Area	58,806 sqft (1.35 acres)
Garage Type	Attached
Garage Area	713 sqft
Porch	Open Concrete/Masonry Porch
Porch Area	144 sqft
Patio Area	630 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5153 CEDAR SADDLE
City	IMPERIAL
State	MO
Zip	63052-3204
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Legal Description	SUNRIDGE ESTS LOT 14
Legal Range	5E
Legal Township	42N
Legal Section	02
Legal Subdivision	SUNRIDGE ESTS
Legal Block	2
Legal Lot Number	14
Jurisdiction	JEFFERSON MO
Township / Civil Division	IMPERIAL
Census Block Group	2
Census Block	2000
Census Tract	700120

Owner

Source: Jefferson County records, as of March 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5153 CEDAR SADDLE, IMPERIAL, MO 63052-3204
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2021	Deed of Trust, Mortgage · VA Mortgage BROKER SOLUTIONS INC
Feb 7, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PATRIOT CU
Dec 14, 2019	Deed of Trust, Mortgage · VA Mortgage NEW AMERICAN FNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 25, 2018
Deed Sale	Jan 25, 2018
Prior Sale	Sep 14, 2007 · Amount on Record
Deed Document Number	20182510
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	5153 CEDAR SADDLE, IMPERIAL, MO 63052-3204
Transaction Type	Mortgage
Record Updated	Nov 11, 2025
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000008112
Date	Feb 24, 2021
Instrument	2021R-008112

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	5153 CEDAR SADDLE, IMPERIAL, MO 63052-3204
Transaction Type	Mortgage
Record Updated	Nov 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000004278
Date	Feb 7, 2022
Instrument	2022R-004278

Lender

Name	PATRIOT CU
Type	Credit Union
Address	SAINT LOUIS, MO 63129

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	116 Months
Due	Oct 13, 2031

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	5153 CEDAR SADDLE, IMPERIAL, MO 63052-3204
Document Number	0000040568
Instrument Date	Dec 14, 2019
Transaction Type	Mortgage
Record Updated	Jan 7, 2020
Title Company	INTEGRITY TITLE SOLUTIONS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5153 CEDAR SADDLE IMPERIAL MO 630523204, IMPERIAL, MO 63052-3204

Mortgage

Document Number	0000040568
Date	Dec 26, 2019
Instrument	40568

Lender

Name	NEW AMERICAN FNDG
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 25, 2049

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of September 29, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Fox C-6 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$37,300 (+13.37%) Land $5,900 Building $31,400	$196,100 (-) Land $31,100 Building $165,000
2024	$2,347.00 (+0.56%)		$196,100 (+13.16%) Land $31,100 Building $165,000
2023	$2,334.00 (+0.13%)	$32,900 (-) Land $5,900 Building $27,000	$173,300 (+0.12%) Land $31,100 Building $142,200
2022	$2,331.00	$32,900 Land $5,900 Building $27,000
2021			$173,100 Land $31,100 Building $142,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 72% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON CO CONS PWSD C 1 serves 37,000 people · EPA ID MO6024295
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Wisper ISP.

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