5160 Cayuga Rd, Pollock Pines, CA 95726 Property Records

El Dorado County property record for 5160 Cayuga Rd, Pollock Pines, CA 95726

Property Summary

Property Type	Rural Home
Details	1 bd · 2.5 ba · 2,346 sqft · built 1982
Lot Size	6.66 acres (290,110 sqft)
Owner	2 Individual Names on Record
Last Sale	$679,000 (Aug 2023)
Tax Bill	$7,495 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Apr 2023 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`042-300-064-000`

Property Details

APN / Parcel Number

Primary APN	`042-300-064-000`
Alternative APNs	`04230064100` `0423006410`

Interior

Bedrooms	1 Bed
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,346 sqft Living Area
1st Floor Area	2,346 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1983
Construction Type	Wood
Lot Area	290,110 sqft (6.66 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	783 sqft
Parking Spaces	3 Parking Spaces
Patio Area	2,346 sqft

Utilities, Heating & Cooling

Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	5160 CAYUGA RD
City	POLLOCK PINES
State	CA
Zip	95726-9023
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R1
Legal Description	PM 12/28/3
Legal Subdivision	A PORTION OF THE W2 S18T10NR13E MDM
Legal Lot Number	3
Jurisdiction	EL DORADO CA
Township / Civil Division	SOUTH EL DORADO
Census Block Group	2
Census Block	2009
Census Tract	31406

Owner

Source: El Dorado County records, as of March 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5160 CAYUGA RD, POLLOCK PINES, CA 95726-9023
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2023	Grant Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Apr 14, 2023	Deed of Trust, Mortgage · Line of Credit THE GOLDEN 1 CU
Nov 3, 2022	Deed of Trust, Mortgage · Line of Credit THE GOLDEN 1 CU
Apr 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN MUTUAL INC
May 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Mar 1, 2018	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Mar 1, 2018	Grant Deed, Transfer · Conventional Mortgage MICHIGAN MUTUAL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2023 · Amount on Record
Deed Sale	Aug 29, 2023 · Amount on Record
Prior Sale	Mar 1, 2018 · Amount on Record
Deed Document Number	202324289
Prior Transfer Date	Feb 28, 2018
Prior Transfer Doc	0000007520
Record Updated	Jun 8, 2026

August 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Aug 29, 2023
Property Address	5160 CAYUGA RD, POLLOCK PINES, CA 95726-9023
Document Number	0000024289
Map Reference	MB 12 PG 28
Instrument Date	Aug 22, 2023
Instrument	2023-0024289
Transaction Type	Transfer
Record Updated	Sep 8, 2023
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5160 CAYUGA RD, POLLOCK PINES, CA 95726-9023

Mortgage

Document Number	0000024290
Date	Aug 29, 2023
Instrument	2023-0024290

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	5160 CAYUGA RD, POLLOCK PINES, CA 95726-9023
Transaction Type	Mortgage
Record Updated	Apr 27, 2023
Title Company	E-PLACER TITLE, PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5160 CAYUGA RD, POLLOCK PINES, CA 95726-9023

Mortgage

Document Number	0000010216
Date	Apr 14, 2023
Instrument	2023-0010216

Lender

Name	THE GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	5160 CAYUGA RD, POLLOCK PINES, CA 95726-9023
Transaction Type	Mortgage
Record Updated	Nov 15, 2022
Title Company	PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5160 CAYUGA RD, PACIFIC HOUSE, CA 95726-9023

Mortgage

Document Number	0000042576
Date	Nov 3, 2022
Instrument	2022-0042576

Lender

Name	THE GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	5160 CAYUGA RD, POLLOCK PINES, CA 95726-9023
Transaction Type	Mortgage
Record Updated	Apr 21, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 456, POLLOCK PINES, CA 95726-0456

Mortgage

Document Number	0000025435
Date	Apr 13, 2021
Instrument	2021-0025435

Lender

Name	MICHIGAN MUTUAL INC
Type	Mortgage Company
Address	PORT HURON, MI 48060

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	5160 CAYUGA RD, POLLOCK PINES, CA 95726-9023
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ORANGE COAST TTL NORTHERN CA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020530
Date	May 7, 2020
Instrument	2020-0020530

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EL DORADO CA
Recording Date	Mar 1, 2018
Property Address	5160 CAYUGA RD, POLLOCK PINES, CA 95726-9023
Document Number	0000007520
Instrument Date	Feb 28, 2018
Instrument	7520
Transaction Type	Transfer
Record Updated	Jun 11, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	5160 CAYUGA RD POLLOCK PINES CA 957269023, POLLOCK PINES, CA 95726-9023

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Mar 1, 2018
Property Address	5160 CAYUGA RD, POLLOCK PINES, CA 95726-9023
Document Number	0000007519
Instrument Date	Feb 27, 2018
Instrument	7519
Transaction Type	Transfer
Record Updated	Jun 11, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$550.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	5160 CAYUGA RD POLLOCK PINES CA 957269023, POLLOCK PINES, CA 95726-9023

Mortgage

Document Number	7521
Date	Mar 1, 2018
Instrument	7521

Lender

Name	MICHIGAN MUTUAL
Type	Funding / Finance Company
Address	PORT HURON, MI 48060

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 29, 2048

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of August 18, 2025

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Pollock Pines Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$7,495.00 (+4.65%) Homeowner's exemption	$692,580 (+101.09%) Land $153,000 Building $539,580
2024	$7,162.00 (+96.7%)
2023	$3,641.00 (+1.59%) Homeowner's exemption	$344,419 Land $104,927 Building $239,492
2022	$3,584.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1996)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 93% of the US · above 78% of California
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Cal.net Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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