5125 Cayuga Rd, Pollock Pines, CA 95726 Property Records

El Dorado County property record for 5125 Cayuga Rd, Pollock Pines, CA 95726

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,714 sqft · built 1993
Lot Size	2.02 acres (87,991 sqft)
Owner	2 Individual Names on Record
Last Sale	$550,000 (Feb 2020)
Tax Bill	$6,587 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`042-300-074-000`

Property Details

APN / Parcel Number

Primary APN	`042-300-074-000`
Alternative APNs	`04230074100` `0423007410`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	3 Stories
Building Area	3,714 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1994
Construction Type	Wood
Lot Area	87,991 sqft (2.02 acres)
Terrain	Wooded
Parking Spaces	1 Parking Space
Patio Area	3,714 sqft

Utilities, Heating & Cooling

Water Source	Commercial

Location & Zoning

Street Address	5125 CAYUGA RD
City	POLLOCK PINES
State	CA
Zip	95726-9023
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	RS 16/50/2
Legal Subdivision	TRACT 02
Legal Tract	2
Legal Lot Number	2
Jurisdiction	EL DORADO CA
Township / Civil Division	SOUTH EL DORADO
Census Block Group	2
Census Block	2009
Census Tract	31406

Owner

Source: El Dorado County records, as of September 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5125 CAYUGA RD, POLLOCK PINES, CA 95726-9023
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage STEARNS LENDING LLC
Feb 6, 2020	Deed of Trust, Mortgage · Conventional with PMI HOMEOWNERS FIN'L GRP USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 10, 2020 · Amount on Record
Deed Sale	Feb 10, 2020 · Amount on Record
Prior Sale	Oct 17, 2014 · Amount on Record
Deed Document Number	20206292
Last Transfer Date	Dec 28, 2021
Transfer Doc	0000000404
Record Updated	Sep 20, 2026

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EL DORADO CA
Recording Date	Jan 4, 2022
Property Address	5125 CAYUGA RD, POLLOCK PINES, CA 95726-9023
Document Number	0000000404
Map Reference	MB 16 PG 50
Instrument Date	Dec 28, 2021
Instrument	2022-0000404
Transaction Type	Transfer
Record Updated	Jan 12, 2022
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	5125 CAYUGA RD, POLLOCK PINES, CA 95726-9023

Mortgage

Document Number	0000000405
Date	Jan 4, 2022
Instrument	2022-0000405

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	5125 CAYUGA RD, POLLOCK PINES, CA 95726-9023
Instrument Date	Feb 6, 2020
Transaction Type	Mortgage
Record Updated	Feb 26, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	5125 CAYUGA RD POLLOCK PINES CA 957269023, POLLOCK PINES, CA 95726-9023

Mortgage

Document Number	6294
Date	Feb 10, 2020
Instrument	6294

Lender

Name	HOMEOWNERS FIN'L GRP USA
Type	Funding / Finance Company
Address	SCOTTSDALE, AZ 85254

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 9, 2050

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of August 18, 2025

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Pollock Pines Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,587.00 (+4.62%)	$601,501 (+4.04%) Land $136,703 Building $464,798
2024	$6,296.00 (+1.98%)
2023	$6,174.00 (+1.55%)	$578,146 Land $131,396 Building $446,750
2022	$6,080.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1996)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 94% of the US · above 79% of California
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Cal.net.

Cell Coverage

5G and 4G LTE (outdoors only)

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