516 Whitestone Ln, Smithton, IL 62285 Property Records

St. Clair County property record for 516 Whitestone Ln, Smithton, IL 62285

Property Summary

Property Type	Single Family Home
Details	4 ba · 1,556 sqft · built 2007
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on Record
Last Sale	$170,000 (Apr 2013)
Tax Bill	$5,889 (2025)
Deeds & Mortgages	May 2021 Mortgage Sep 2020 Loan Modification
APN	`13-28-0-205-010`

Property Details

APN / Parcel Number

Primary APN	`13-28-0-205-010`

Interior

Full Baths	4 Baths
Stories	1 Story
Building Area	1,556 sqft Living Area
Basement Area	1,556 sqft
Unfinished Basement	1,556 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Construction Type	Frame
Lot Area	12,632 sqft (0.29 acres)
Garage Type	Mixed
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	516 WHITESTONE LN
City	SMITHTON
State	IL
Zip	62285-1568
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MANORS OF FIELDSTONE 1ST ADD LOT 105 IN SMITHTON COMM CONSOL DIST #130 A02363551
Legal Subdivision	MANORS OF FIELDSTONE 1ST ADD
Legal Block	205
Legal Lot Number	105
Jurisdiction	ST CLAIR IL
Township / Civil Division	SMITHTON
Census Block Group	3
Census Block	3011
Census Tract	503906

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	516 WHITESTONE LN, SMITHTON, IL 62285-1568
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Sep 29, 2020	Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 15, 2013 · Amount on Record
Deed Sale	Apr 15, 2013 · Amount on Record
Prior Sale	Jan 29, 2007 · Amount on Record
Deed Document Number	20132363551
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	516 WHITESTONE LN, SMITHTON, IL 62285-1568
Transaction Type	Mortgage
Record Updated	May 28, 2021
Title Company	TOWN AND COUNTRY TITLE COMPANY, TOWN & COUNTRY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A02699449
Date	May 11, 2021
Instrument	A02699449

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2041

Interest

Rate Type	Fixed Rate
Rate	3.62%

September 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST CLAIR IL
Property Address	516 WHITESTONE LN, SMITHTON, IL 62285-1568
Document Number	00A2677533
Instrument Date	Sep 29, 2020
Transaction Type	Mortgage
Record Updated	Jan 7, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	516 WHITESTONE LN SMITHTON IL 622851568, SMITHTON, IL 62285-1568

Mortgage

Document Number	00A2677533
Date	Nov 30, 2020
Instrument	2677533

Lender

Name	WELLS FARGO BK
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	276 Months
Due	Nov 29, 2043

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	Smithton Township
Municipality	Smithton Village
Secondary School District	Freeburg Community High School District 77 (09 - 12)
Elementary School District	Smithton Community Consolidated School District 130 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,889.00 (+14.59%)	$78,773 (+16.47%) Land $17,897 Building $60,876	$236,319 (+16.47%) Land $53,691 Building $182,628
2022		$67,631 Land $15,429 Building $52,202	$202,893 Land $46,287 Building $156,606
2019	$5,139.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SMITHTON serves 4,381 people · EPA ID IL1631300
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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