508 Whitestone Ln, Smithton, IL 62285 Property Records

St. Clair County property record for 508 Whitestone Ln, Smithton, IL 62285

Property Summary

Property Type	Single Family Home
Details	4 ba · 1,438 sqft · built 2006
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on File
Last Sale	$205,000 (May 2018)
Tax Bill	$5,973 (2025)
Deeds & Mortgages	Feb 2021 Mortgage May 2018 Sale & Mortgage
APN	`13-28-0-205-011`

Property Details

APN / Parcel Number

Primary APN	`13-28-0-205-011`

Interior

Full Baths	4 Baths
Stories	1 Story
Building Area	1,438 sqft Living Area
Basement Area	1,438 sqft
Unfinished Basement	1,438 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Combination
Construction Type	Frame
Lot Area	12,632 sqft (0.29 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Patio Area	196 sqft
Canopy	60 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	508 WHITESTONE LN
City	SMITHTON
State	IL
Zip	62285-1568
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MANORS OF FIELDSTONE 1ST ADD LOT 104 IN SMITHTON COMM CONSOL DIST #130 A02576587
Legal Subdivision	MANORS OF FIELDSTONE 1ST ADD
Legal Block	205
Legal Lot Number	104
Jurisdiction	ST CLAIR IL
Township / Civil Division	SMITHTON
Census Block Group	3
Census Block	3011
Census Tract	503906

Owner

508 Whitestone Ln is owned and occupied by two individuals who bought it in May 2018.

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	508 WHITESTONE LN, SMITHTON, IL 62285-1568
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage LEADER ONE FINANCIAL CORP
May 18, 2018	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 18, 2018 · Amount on File
Deed Sale	May 18, 2018 · Amount on File
Prior Sale	Oct 13, 2006 · Amount on File
Deed Document Number	20182576587
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	508 WHITESTONE LN, SMITHTON, IL 62285-1568
Transaction Type	Mortgage
Record Updated	Mar 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A02687848
Date	Feb 17, 2021
Instrument	A02687848

Lender

Name	LEADER ONE FINANCIAL CORP
Type	Mortgage Company
Address	OVERLAND PARK, KS 66210

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.75%

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	May 18, 2018
Property Address	508 WHITESTONE LN, SMITHTON, IL 62285-1568
Document Number	00A2576587
Instrument Date	May 17, 2018
Instrument	2576587
Transaction Type	Transfer
Record Updated	Jun 1, 2018
Title Company	TOWN AND COUNTRY TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$307.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	508 WHITESTONE LN SMITHTON IL 622851568, SMITHTON, IL 62285-1568

Mortgage

Document Number	A2576588
Date	May 18, 2018
Instrument	2576588

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 17, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 508 Whitestone Ln was $5,973 with a homeowner's exemption.

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	Smithton Township
Municipality	Smithton Village
Secondary School District	Freeburg Community High School District 77 (09 - 12)
Elementary School District	Smithton Community Consolidated School District 130 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,973.00	$79,805 Land $18,117 Building $61,688	$239,415 Land $54,351 Building $185,064
2022		$67,710 Land $15,618 Building $52,092	$203,130 Land $46,854 Building $156,276
2019	$4,953.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 508 Whitestone Ln.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 508 Whitestone Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SMITHTON serves 4,381 people · EPA ID IL1631300
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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