516 Vermont Rd, Elyria, OH 44035 Property Records

Lorain County property record for 516 Vermont Rd, Elyria, OH 44035 · Last verified March 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,056 sqft · built 1955
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$140,000 (May 2022)
Tax Bill	$1,832 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Dec 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-25-032-112-009`

Property Details

APN / Parcel Number

Primary APN	`06-25-032-112-009`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,056 sqft Living Area
1st Floor Area	1,336 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1965
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	127 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	32 sqft
Patio Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	516 VERMONT RD
City	ELYRIA
State	OH
Zip	44035-3639
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING VALLEY 6 70 X 135.75
Legal Subdivision	SPRING VALLEY SUBDIVISION #6
Legal Tract	25
Legal Block	112
Legal Lot Number	562
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	3
Census Block	3013
Census Tract	70101

Owner

Source: Lorain County records · APN 06-25-032-112-009

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	849 VERMONT RD, ELYRIA, OH 44035
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 05, 2022	Warranty Deed, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE LLC
Dec 30, 2019	Warranty Deed, Transfer · Line of Credit JWP FUNDING LLC
Dec 05, 2018	Deed of Trust, Mortgage · Conventional with PMI 561 WEST STREET LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 05, 2022 · Amount on Record
Deed Sale	May 05, 2022 · Amount on Record
Prior Sale	Dec 30, 2019
Deed Document Number	2022002616
Record Updated	Jun 08, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	May 05, 2022
Property Address	516 VERMONT RD, ELYRIA, OH 44035-3639
Document Number	0000874080
Map Reference	VOL 13 PG 16&17
Instrument Date	Apr 28, 2022
Instrument	2022-0874080
Transaction Type	Transfer
Record Updated	May 16, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	516 VERMONT RD, ELYRIA, OH 44035-3639

Mortgage

Document Number	0000874081
Date	May 05, 2022
Instrument	2022-0874081

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2052

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Dec 30, 2019
Property Address	516 VERMONT RD, ELYRIA, OH 44035-3639
Document Number	0000743571
Instrument Date	Dec 27, 2019
Instrument	743571
Transaction Type	Transfer
Record Updated	Feb 17, 2020
Title Company	MILLER HOME TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5149 W RIVER RD WAKEMAN OH 448899226, WAKEMAN, OH 44889-9226

Mortgage

Document Number	743574
Date	Dec 30, 2019
Instrument	743574

Lender

Name	JWP FUNDING LLC
Address	6100 OAK TREE BLVD # 200, INDEPENDENCE, OH 44131-6914

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 29, 2049

Interest

Rate Type	Adjustable Rate

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	516 VERMONT RD, ELYRIA, OH 44035-3639
Document Number	0000697321
Instrument Date	Dec 05, 2018
Transaction Type	Mortgage
Record Updated	Dec 21, 2018
Title Company	MILLER HOME TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5149 W RIVER RD WAKEMAN OH 448899226, WAKEMAN, OH 44889-9226

Mortgage

Document Number	0000697321
Date	Dec 06, 2018
Instrument	697321

Lender

Name	561 WEST STREET LLC
Address	6208 SHADYSIDE DR, VERMILION, OH 44089-1052

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,832.00	$38,220 (+0.01%) Land $10,550 Building $27,670	$109,190 (-) Land $30,130 Building $79,060
2024	$1,832.00 (+11.71%)	$38,217 (+28.87%) Land $10,546 Building $27,671	$109,190 (+28.87%) Land $30,130 Building $79,060
2023	$1,640.00 (-0.61%)	$29,656 (-0.01%) Land $8,358 Building $21,298	$84,730 (-) Land $23,880 Building $60,850
2022	$1,650.00	$29,660 Land $8,360 Building $21,300
2021			$84,730 Land $23,880 Building $60,850

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390930701013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2014, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 439 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Uniti Group	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000
AT&T	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Uniti Group, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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