Lorain County property record for 512 Vermont Rd, Elyria, OH 44035
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,032 sqft · built 1955 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Individual Name on File |
| Last Sale | $90,000 (Jan 2019) |
| Tax Bill | $1,857 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Jan 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-25-032-112-011 |
| Primary APN | 06-25-032-112-011 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,032 sqft Living Area |
| 1st Floor Area | 1,032 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 9,148 sqft (0.21 acres) |
| Lot Dimensions | 156 ft deep x 61 ft wide |
| Garage Type | Detached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 160 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 512 VERMONT RD |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-3639 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRING VALLEY SUB 6 60 X 154 |
| Legal Subdivision | SPRING VALLEY SUBDIVISION #6 |
| Legal Tract | 25 |
| Legal Block | 112 |
| Legal Lot Number | 560 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | ELYRIA |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 70101 |
Source: Lorain County records · APN 06-25-032-112-011
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 512 VERMONT RD, ELYRIA, OH 44035-3639 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Jan 10, 2019 | Warranty Deed, Transfer MILLER HOME TITLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 10, 2019 · Amount on Record |
| Deed Sale | Jan 10, 2019 · Amount on Record |
| Prior Sale | Jun 08, 2016 · Amount on Record |
| Deed Document Number | 2019000161 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 512 VERMONT RD, ELYRIA, OH 44035-3639 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2021 |
| Title Company | KINGDOM TITLE |
| Name | Verified Name |
|---|
| Document Number | 20210834448 |
|---|---|
| Date | Aug 17, 2021 |
| Instrument | 2021-0834448 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 325 Months |
| Due | Sep 01, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jan 10, 2019 |
| Property Address | 512 VERMONT RD, ELYRIA, OH 44035-3639 |
| Document Number | 0000700741 |
| Map Reference | VOL 13 PG 16&17 |
| Instrument Date | Jan 07, 2019 |
| Instrument | 2019-0700741 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2022 |
| Title Company | MILLER HOME TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 512 VERMONT RD, ELYRIA, OH 44035-3639 |
Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,857.00 | $39,440 (+0.01%) Land $10,700 Building $28,740 | $112,670 (-) Land $30,560 Building $82,110 |
| 2024 | $1,857.00 (+1.14%) | $39,435 (+17%) Land $10,696 Building $28,739 | $112,670 (+17%) Land $30,560 Building $82,110 |
| 2023 | $1,836.00 (+0.38%) | $33,706 (-0.01%) Land $8,481 Building $25,225 | $96,300 (-) Land $24,230 Building $72,070 |
| 2022 | $1,829.00 | $33,710 Land $8,480 Building $25,230 | |
| 2021 | $96,300 Land $24,230 Building $72,070 |
Source: FEMA National Flood Hazard Layer as of May 25, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2014 · rainfall accumulation |
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Uniti Group Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 439 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ELYRIA WATER DEPARTMENT serves 68,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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