516 Stover St, Fort Collins, CO 80524 Property Records

Larimer County property record for 516 Stover St, Fort Collins, CO 80524

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,536 sqft · built 1905
Lot Size	0.218 acres (9,500 sqft)
Owner	Individual Name on Record
Last Sale	$247,500 (Oct 2010)
Tax Bill	$3,850 (2025)
Deeds & Mortgages	May 2022 Mortgage Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`97131-08-014`

Property Details

APN / Parcel Number

Primary APN	`97131-08-014`
Alternative APN	`R0048836`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,536 sqft Living Area
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1990
Architectural Style	Bi-Level
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	9,500 sqft (0.218 acres)
View / Lot	Alley
Garage Type	Detached
Garage Area	848 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Slab
Porch Area	320 sqft
Deck Area	160 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	R0048836
Street Address	516 STOVER ST
City	FORT COLLINS
State	CO
Zip	80524-3123
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NCM
Legal Description	S 40 FT OF LOT 6, N 10 FT OF LOT 7, BLK 185, FTC
Legal Range	69W
Legal Township	7N
Legal Section	13
Legal Subdivision	FTC BLK 185
Legal Block	185
Legal Lot Number	6,7
Jurisdiction	LARIMER CO
Township / Civil Division	FORT COLLINS
Census Block Group	1
Census Block	1004
Census Tract	801

Owner

Source: Larimer County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	516 STOVER ST, FORT COLLINS, CO 80524-3123
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 17, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage PROPER RATE LLC
Oct 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNIVERSAL LENDING CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 22, 2010 · Amount on Record
Deed Sale	Oct 22, 2010 · Amount on Record
Prior Sale	Apr 7, 2008 · Amount on Record
Deed Document Number	201064779
Last Transfer Date	May 9, 2022
Transfer Doc	0000031881
Record Updated	Sep 20, 2026

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LARIMER CO
Recording Date	May 17, 2022
Property Address	516 STOVER ST, FORT COLLINS, CO 80524-3123
Document Number	0000031881
Instrument Date	May 9, 2022
Instrument	20220031881
Transaction Type	Transfer
Record Updated	May 23, 2022
Title Company	CANTON TITLE, CANYON TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	516 STOVER ST, FORT COLLINS, CO 80524-3123

Mortgage

Document Number	0000031882
Date	May 17, 2022
Instrument	20220031882

Lender

Name	PROPER RATE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	8.75%
Index	Other
Max Rate	8.75%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	516 STOVER ST, FORT COLLINS, CO 80524-3123
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000087428
Date	Oct 23, 2020
Instrument	20200087428

Lender

Name	UNIVERSAL LENDING CORP
Type	Mortgage Company
Address	DENVER, CO 80224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Larimer County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Larimer County
Municipality	Fort Collins City
Unified School District	Poudre School District R-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,850.00 (-7.18%)	$38,638 (-17.65%) Land $3,125 Building $35,513	$618,200 (-11.72%) Land $50,000 Building $568,200
2024	$4,148.00 (+5.09%)
2023	$3,947.00 (+60.12%)	$46,920 (+79.69%) Land $3,350 Building $43,570	$700,300 (+86.4%) Land $50,000 Building $650,300
2022	$2,465.00	$26,111 Land $3,475 Building $22,636	$375,700 Land $50,000 Building $325,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FT COLLINS serves 179,901 people · EPA ID CO0135291
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fort Collins Connexion Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Vistabeam Fixed Wireless	500 / 80
Verizon Fixed Wireless	300 / 20
Rise Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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