516 Prospect St, Findlay, OH 45840 Property Records

Hancock County property record for 516 Prospect St, Findlay, OH 45840

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 792 sqft · built 1949
Lot Size	0.165 acres (7,200 sqft)
Owner	Individual Name on Record
Tax Bill	$839 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Feb 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1011-182-13-009.000`

Property Details

APN / Parcel Number

Primary APN	`1011-182-13-009.000`
Alternative APN	`570000221480`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	3 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	792 sqft Living Area
1st Floor Area	792 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	7,200 sqft (0.165 acres)
Lot Dimensions	135 ft deep x 40 ft wide
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	212 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	516 PROSPECT ST
City	FINDLAY
State	OH
Zip	45840-5740
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GRAY & PATTERSON 3RD LOT 1853-1854 S40FT & LOT 1855 S80FT
Legal Subdivision	GRAY & PATTERSON 3RD
Legal Lot Number	1855
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	3
Census Block	3019
Census Tract	600

Owner

Source: Hancock County records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	516 PROSPECT ST, FINDLAY, OH 45840-5740
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2023	Warranty Deed, Transfer · VA Mortgage GUARANTEED RATE INC
Feb 25, 2021	Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 28, 2023
Deed Sale	Apr 28, 2023
Prior Sale	Feb 25, 2021 · Amount on Record
Deed Document Number	20232736
Deed Book / Page	2602 / 3646
Prior Transfer Date	Jun 26, 2013
Prior Transfer Doc	02444/2223
Record Updated	Sep 20, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Apr 28, 2023
Property Address	516 PROSPECT ST, FINDLAY, OH 45840-5740
Document Number	02602/3646
Book / Page	2602 / 3646
Instrument Date	Apr 28, 2023
Instrument	202300002736
Transaction Type	Transfer
Record Updated	May 12, 2023
Title Company	FLAG CITY TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	516 PROSPECT ST, FINDLAY, OH 45840-5740

Mortgage

Document Number	202300002737
Date	Apr 28, 2023
Instrument	202300002737

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Feb 25, 2021
Property Address	516 PROSPECT ST, FINDLAY, OH 45840-5740
Document Number	002579/415
Book / Page	2579 / 415
Instrument Date	Feb 19, 2021
Instrument	202100002208
Transaction Type	Transfer
Record Updated	Apr 25, 2022
Title Company	FLAG CITY TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	516 PROSPECT ST, FINDLAY, OH 45840-5740

Mortgage

Document Number	202100002209
Date	Feb 25, 2021
Instrument	202100002209

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$839.00 (+2.69%) Homeowner's exemption	$27,380 (+18.99%) Land $5,010 Building $22,370	$78,230 (+18.98%) Land $14,320 Building $63,910
2024	$817.00 (-0.12%)	$23,010 (-) Land $4,210 Building $18,800
2023	$818.00 Homeowner's exemption	$23,010 Land $4,210 Building $18,800
2022			$65,750 Land $12,040 Building $53,710

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	30 (1997–2017)
Most Recent Claim	Jul 2017 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 23 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
HDER Link Fixed Wireless	100 / 100

May also be available: Amplex Wireless, MetaLINK Technologies.

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