516 Plum St, Aurora, IL 60506 Property Records

Kane County property record for 516 Plum St, Aurora, IL 60506

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,392 sqft · built 1915
Lot Size	0.158 acres (6,864 sqft)
Owner	Individual Name on File
Last Sale	$160,000 (Jul 2017)
Tax Bill	$4,366 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Jun 2020 Loan Modification + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15-21-203-003`

Property Details

APN / Parcel Number

Primary APN	`15-21-203-003`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,392 sqft Living Area
Gross Area	2,244 sqft
Basement Area	696 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Architectural Style	Custom Design
Construction Type	Frame
Lot Area	6,864 sqft (0.158 acres)
Porch	Enclosed Porch

Utilities, Heating & Cooling

Cooling System	None
Water Source	Commercial

Location & Zoning

Street Address	516 PLUM ST
City	AURORA
State	IL
Zip	60506-3828
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOYTS ADDN E 52 FT LOTS 2 & 3 BLK 9
Legal Subdivision	HOYTS ADDN
Legal Block	9
Legal Lot Number	2,3
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	3
Census Block	3005
Census Tract	853200

Owner

516 Plum St is owned and occupied by an individual who bought it in July 2017.

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	516 PLUM ST, AURORA, IL 60506-3828
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2022	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jun 3, 2020	Loan Modification, Mortgage · FHA Mortgage US BK
May 26, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Jul 17, 2017	Warranty Deed, Transfer · FHA Mortgage DRAPER & KRAMER MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 17, 2017 · Amount on File
Deed Sale	Jul 17, 2017 · Amount on File
Prior Sale	Aug 24, 2016 · Amount on File
Deed Document Number	201736629
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	516 PLUM ST, AURORA, IL 60506-3828
Transaction Type	Mortgage
Record Updated	Sep 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000046313
Date	Sep 16, 2022
Instrument	2022K046313

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KANE IL
Property Address	516 PLUM ST, AURORA, IL 60506-3828
Document Number	0000028493
Instrument Date	Jun 3, 2020
Transaction Type	Mortgage
Record Updated	Jul 17, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	516 PLUM ST AURORA IL 605063828, AURORA, IL 60506-3828

Mortgage

Document Number	0000028493
Date	Jun 3, 2020
Instrument	28493

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 2, 2050

Interest

Rate	3.75%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	516 PLUM ST, AURORA, IL 60506-3828
Document Number	0000028144
Instrument Date	May 26, 2020
Transaction Type	Mortgage
Record Updated	Jul 14, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	516 PLUM ST AURORA IL 605063828, AURORA, IL 60506-3828

Mortgage

Document Number	0000028144
Date	Jun 1, 2020
Instrument	28144

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 31, 2050

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jul 17, 2017
Property Address	516 PLUM ST, AURORA, IL 60506-3828
Document Number	0000036629
Instrument Date	Jul 11, 2017
Instrument	2017K036629
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$160.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	516 PLUM ST, AURORA, IL 60506-3828

Mortgage

Document Number	0000036630
Date	Jul 17, 2017
Instrument	2017K036630

Lender

Name	DRAPER & KRAMER MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

Interest

Rate Type	Fixed Rate
Rate	4.12%

Mortgage

Document Number	0000036631
Date	Jul 17, 2017
Instrument	2017K036631

Lender

Name	ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Type	Government Agency
Address	CHICAGO, IL 60601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 516 Plum St was $4,366 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora West Unit School District 129 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,366.00 Homeowner's exemption	$66,786 (+9.39%) Land $6,264 Building $60,522	$200,438 (+9.39%) Land $18,800 Building $181,639
2024		$61,053 Land $5,726 Building $55,327	$183,232 Land $17,185 Building $166,047
2022	$3,702.00 (+5.2%) Homeowner's exemption	$47,823 (+7.41%) Land $4,668 Building $43,155	$143,469 (+7.41%) Land $14,004 Building $129,465
2021	$3,519.00 Homeowner's exemption	$44,524 Land $4,346 Building $40,178	$133,572 Land $13,038 Building $120,534

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 516 Plum St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 516 Plum St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Metronet, Watch TV.

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