446 Plum St, #448, Aurora, IL 60506 Property Records

Kane County property record for 446 Plum St, #448, Aurora, IL 60506

Property Summary

Property Type	Single Family Home
Details	8 bd · 3,840 sqft · built 1922
Lot Size	0.267 acres (11,616 sqft)
Owner	Individual Name on File
Last Sale	$428,000 (Nov 2021)
Tax Bill	$10,861 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Nov 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`15-21-204-001`

Property Details

APN / Parcel Number

Primary APN	`15-21-204-001`

Interior

Bedrooms	8 Beds
Total Rooms	16 Rooms
Stories	2 Stories
Building Area	3,840 sqft Living Area
Gross Area	6,580 sqft
Basement Area	1,920 sqft

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Construction Type	Frame
Lot Area	11,616 sqft (0.267 acres)
Lot Dimensions	132 ft deep x 88 ft wide
Garage Type	Attached
Garage Area	180 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch

Location & Zoning

Street Address	446 PLUM ST, 448
City	AURORA
State	IL
Zip	60506-3787
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOYTS ADD - LOT 2 & PT OF LOT3 BLK 10
Legal Subdivision	HOYTS ADD
Legal Block	10
Legal Lot Number	2,3
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	3
Census Block	3006
Census Tract	853200

Owner

446 Plum St, #448 is owned by an individual who bought it in November 2021.

Source: Kane County records, as of July 23, 2026

Owner of Record	Individual Name on File
Mailing Address	342 WILSON AVE, D, WEST CHICAGO, IL 60185-3105
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2026	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF OMAHA
Nov 18, 2021	Warranty Deed, Transfer · FHA Mortgage ASSOCIATED BANK NA
Sep 1, 2020	Vendor's Lien, Transfer · Conventional Mortgage NA
May 8, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 2, 2019	Warranty Deed, Transfer · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 18, 2021 · Amount on File
Deed Sale	Nov 18, 2021 · Amount on File
Prior Sale	Sep 1, 2020 · Amount on File
Deed Document Number	202186860
Prior Transfer Date	Aug 21, 2020
Prior Transfer Doc	0000049889
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	446 PLUM ST # 448, 448, AURORA, IL 60506-3787
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012039
Date	Mar 26, 2026
Instrument	2026K012039

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank
Address	OMAHA, NE 68197

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly
Max Rate	18%

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Nov 18, 2021
Property Address	446-448 PLUM ST, AURORA, IL 60506
Document Number	0000086860
Instrument Date	Oct 11, 2021
Instrument	2021K086860
Transaction Type	Transfer
Record Updated	Aug 29, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$428.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	342 WILSON AVE APT D, D, WEST CHICAGO, IL 60185-3105

Mortgage

Document Number	0000086861
Date	Nov 18, 2021
Instrument	2021K086861

Lender

Name	ASSOCIATED BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

September 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	KANE IL
Recording Date	Sep 1, 2020
Property Address	446-448 PLUM ST, AURORA, IL 60506
Document Number	0000049889
Instrument Date	Aug 21, 2020
Instrument	2020K049889
Transaction Type	Transfer
Record Updated	Sep 21, 2022
Title Company	CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	873 LINDEN CIR, HOFFMAN ESTATES, IL 60169-3261
Investor	Possibly a Property Investor

Mortgage

Document Number	0000049890
Date	Sep 1, 2020
Instrument	2020K049890

Lender

Name	NA
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	May 8, 2020
Property Address	446-448 PLUM ST, AURORA, IL 60506
Document Number	0000023611
Instrument Date	Apr 23, 2020
Instrument	23611
Transaction Type	Transfer
Record Updated	Jul 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$326.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	201 E ARMY TRAIL RD #210 BLOOMINGDALE IL 601082103, 210, BLOOMINGDALE, IL 60108-2103

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jan 2, 2019
Property Address	446-448 PLUM ST, AURORA, IL 60506
Document Number	0000000088
Instrument Date	Dec 13, 2018
Instrument	88
Transaction Type	Transfer
Record Updated	Jan 14, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$435.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1168 S OAK PARK AVE #2W OAK PARK IL 603042071, 2W, OAK PARK, IL 60304-2071

Mortgage

Document Number	89
Date	Jan 2, 2019
Instrument	89

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 446 Plum St, #448 was $10,861, up 2.6% from the year before.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora West Unit School District 129 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,861.00 (+2.62%)	$146,233 (+9.39%) Land $16,282 Building $129,951	$438,875 (+9.39%) Land $48,866 Building $390,009
2024	$10,584.00	$133,680 Land $14,884 Building $118,796	$401,200 Land $44,670 Building $356,531
2022	$9,258.00 (+4.07%)	$104,589 (+7.41%) Land $12,134 Building $92,455	$313,767 (+7.41%) Land $36,402 Building $277,365
2021	$8,896.00	$97,374 Land $11,297 Building $86,077	$292,122 Land $33,891 Building $258,231

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 446 Plum St, #448 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 446 Plum St, #448 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Metronet, Watch TV.

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