Contra Costa County property record for 516 Pamela Dr, Bay Point, CA 94565
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,500 sqft · built 1980 |
| Lot Size | 0.138 acres (6,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $337,500 (Feb 2015) |
| Tax Bill | $5,442 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage May 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 098-411-020-5 |
| Primary APN | 098-411-020-5 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,500 sqft Living Area |
| 1st Floor Area | 1,500 sqft |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1990 |
| Lot Area | 6,000 sqft (0.138 acres) |
| Garage Type | Attached |
| Garage Area | 446 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|
| Street Address | 516 PAMELA DR |
|---|---|
| City | BAY POINT |
| State | CA |
| Zip | 94565-1533 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R6 |
| Legal Description | T05533 L0020 B |
| Legal Subdivision | SUBDIVISION 5533 |
| Legal Tract | 05533 |
| Legal Lot Number | 20 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | ANTIOCH-PITTSBURG |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 314103 |
516 Pamela Dr is owned and occupied by two individuals who bought it in February 2015.
Source: Contra Costa County records, as of July 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 516 PAMELA DR, BAY POINT, CA 94565-1533 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 11, 2020 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| May 18, 2022 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 18, 2015 · Amount on File |
| Deed Sale | Feb 18, 2015 · Amount on File |
| Prior Sale | Aug 27, 2014 · Amount on File |
| Deed Document Number | 201527504 |
| Prior Transfer Date | Sep 30, 1997 |
| Prior Transfer Doc | 0000200158 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 516 PAMELA DR, BAY POINT, CA 94565-1533 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 516 PAMELA DR, BAY POINT, CA 94565-1533 |
| Document Number | 0000311440 |
|---|---|
| Date | Dec 11, 2020 |
| Instrument | 2020-311440 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92602 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 291 Months |
| Due | Mar 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 516 PAMELA DR, BAY POINT, CA 94565-1533 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 516 PAMELA DR, BAY POINT, CA 94565-1533 |
| Document Number | 0000084734 |
|---|---|
| Date | May 18, 2022 |
| Instrument | 2022-084734 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92602 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 274 Months |
| Due | Mar 1, 2045 |
The 2025 property tax bill for 516 Pamela Dr was $5,442.
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Unified School District | Mount Diablo Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $413,723 (+2%) Land $183,876 Building $229,847 | |
| 2025 | $5,442.00 | $405,612 Land $180,271 Building $225,341 |
| 2023 | $5,188.00 (+0.74%) | $389,864 Land $173,272 Building $216,592 |
| 2022 | $5,150.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 516 Pamela Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 516 Pamela Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GOLDEN STATE WATER COMPANY - BAY POINT private · serves 23,765 people · EPA ID CA0710002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Unwired.
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