515 Pamela Dr, Bay Point (Pittsburg), CA 94565 Property Records

Contra Costa County property record for 515 Pamela Dr, Bay Point, CA 94565

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,818 sqft · built 1982
Lot Size	0.139 acres (6,048 sqft)
Owner	2 Individual Names on Record
Last Sale	$630,000 (Apr 2024)
Tax Bill	$8,056 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`098-412-001-4`

Property Details

APN / Parcel Number

Primary APN	`098-412-001-4`
Alternative APN	`098-412-001`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,818 sqft Living Area
1st Floor Area	938 sqft
2nd Floor Area	880 sqft

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1996
Lot Area	6,048 sqft (0.139 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	515 PAMELA DR
City	BAY POINT
State	CA
Zip	94565-1533
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	T05533 L0021 B
Legal Subdivision	SUBDIVISION 5533
Legal Tract	05533
Legal Lot Number	21
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	ANTIOCH-PITTSBURG
Census Block Group	2
Census Block	2005
Census Tract	314103

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	515 PAMELA DR, BAY POINT, CA 94565-1533
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2024	Grant Deed, Transfer · Conventional Mortgage CHANGE LENDING LLC
Dec 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Aug 18, 2018	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
Oct 1, 2017	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 15, 2024 · Amount on Record
Deed Sale	Apr 15, 2024 · Amount on Record
Prior Sale	Sep 9, 2016 · Amount on Record
Deed Document Number	202434381
Record Updated	Oct 29, 2026

April 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Apr 15, 2024
Property Address	515 PAMELA DR, BAY POINT, CA 94565-1533
Document Number	0000034381
Map Reference	MB 241 PG 10-16
Instrument Date	Apr 5, 2024
Instrument	2024-034381
Transaction Type	Transfer
Record Updated	Apr 26, 2024
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	515 PAMELA DR, BAY POINT, CA 94565-1533

Mortgage

Document Number	0000034382
Date	Apr 15, 2024
Instrument	2024-034382

Lender

Name	CHANGE LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	515 PAMELA DR, BAY POINT, CA 94565-1533
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 PAMELA DR, BAY POINT, CA 94565-1533

Mortgage

Document Number	0000312405
Date	Dec 14, 2020
Instrument	2020-312405

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	515 PAMELA DR, BAY POINT, CA 94565-1533
Document Number	0000135243
Instrument Date	Aug 18, 2018
Transaction Type	Mortgage
Record Updated	Sep 3, 2018
Title Company	AMROCK TITLE CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 PAMELA DR BAY POINT CA 945651533, BAY POINT, CA 94565-1533

Mortgage

Document Number	0000135243
Date	Aug 23, 2018
Instrument	135243

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 22, 2048

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	515 PAMELA DR, BAY POINT, CA 94565-1533
Document Number	0000183452
Instrument Date	Oct 1, 2017
Transaction Type	Mortgage
Record Updated	Oct 11, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 PAMELA DR BAY POINT CA 945651533, BAY POINT, CA 94565-1533

Mortgage

Document Number	0000183452
Date	Oct 6, 2017
Instrument	183452

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 5, 2047

Interest

Rate Type	Adjustable Rate
Rate	5.5%

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$655,452 (+2%) Land $291,312 Building $364,140
2025	$8,056.00 (+33.27%)	$642,600 (+37.48%) Land $285,600 Building $357,000
2023	$6,045.00 (+0.75%)	$467,398 Land $200,791 Building $266,607
2022	$6,000.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOLDEN STATE WATER COMPANY - BAY POINT private · serves 23,765 people · EPA ID CA0710002
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: Unwired.

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