516 Native Cir, Benton, KY 42025 Property Records

Marshall County property record for 516 Native Cir, Benton, KY 42025

Property Summary

Property Type	Single Family Home
Lot Size	0.51 acres (22,216 sqft)
Owner	Individual Name on Record
Last Sale	$155,000 (Sep 2020)
Tax Bill	$1,536 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Sep 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0D-2A-02-040`

Property Details

APN / Parcel Number

Primary APN	`0D-2A-02-040`
Alternative APN	`1052170`

Exterior

Lot Area	22,216 sqft (0.51 acres)

Location & Zoning

Account Number	1052170
Street Address	516 NATIVE CIR
City	BENTON
State	KY
Zip	42025-7155
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	GATEWAY VILLAGE SUBDIVISION
Jurisdiction	MARSHALL KY
Township / Civil Division	CALVERT CITY
Census Block Group	2
Census Block	2082
Census Tract	950300

Owner

Source: Marshall County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	516 NATIVE CIR, BENTON, KY 42025-7155
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2026	Deed of Trust, Mortgage · FHA Mortgage EVERETT FINANCIAL INC
Sep 11, 2020	Deed, Transfer · FHA Mortgage EVERETT FINANCIAL INC
Mar 21, 2017	Special Warranty Deed, Transfer · Line of Credit LAKE CHEM COMMUNITY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 11, 2020 · Amount on Record
Deed Sale	Sep 11, 2020 · Amount on Record
Prior Sale	Mar 21, 2017 · Amount on Record
Deed Document Number	20201032470
Deed Book / Page	479 / 609
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARSHALL KY
Property Address	516 NATIVE CIR, BENTON, KY 42025-7155
Transaction Type	Mortgage
Record Updated	Mar 31, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	516 NATIVE CIR, BENTON, KY 42025-7155

Mortgage

Document Number	MTG1104/426
Date	Mar 2, 2026
Book Page	MTG1104/426
Instrument	1131597

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	14801 QUORUM DR STE 300, DALLAS, TX 75254

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	295 Months
Due	Oct 1, 2050

September 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MARSHALL KY
Recording Date	Sep 11, 2020
Property Address	516 NATIVE CIR, BENTON, KY 42025-7155
Document Number	DEED479/609
Book / Page	DEED 479 / 609
Map Reference	MB 7 PG 8 SL 343
Instrument Date	Sep 11, 2020
Instrument	1032470
Transaction Type	Transfer
Record Updated	Aug 10, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	516 NATIVE CIR, 516, BENTON, KY 42025-7155

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 WAY AVE, BENTON, KY 42025-7085

Mortgage

Document Number	0001032481
Date	Sep 11, 2020
Instrument	1032481

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

March 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MARSHALL KY
Recording Date	Mar 21, 2017
Property Address	516 NATIVE CIR, BENTON, KY 42025-7155
Document Number	DEED450/308
Book / Page	DEED 450 / 308
Map Reference	MB 7 PG 8 SL 343
Instrument Date	Mar 17, 2017
Transaction Type	Transfer
Record Updated	Aug 10, 2022
Title Company	TURNER LAND TITLE AND ESCROW, TURNER LAND TITLE & ESCROW S

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$78.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 447, ODESSA, FL 33556-0447

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	516 NATIVE CIR, BENTON, KY 42025-7155

Mortgage

Document Number	0MTG856395
Date	Mar 21, 2017
Instrument	MTG 856/395

Lender

Name	LAKE CHEM COMMUNITY FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 28, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Marshall County assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Marshall County
Unified School District	Marshall County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,536.00 (-4.77%)	$155,000 (-) Land $12,000 Building $143,000	$155,000 (-) Land $12,000 Building $143,000
2023	$1,613.00	$155,000 Land $12,000 Building $143,000
2022			$155,000 Land $12,000 Building $143,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	Feb 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH MARSHALL WATER DISTRICT #1 serves 16,276 people · EPA ID KY0790319
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

Nearby Properties on Native Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures