386 Native Cir, Benton, KY 42025 Property Records

Marshall County property record for 386 Native Cir, Benton, KY 42025

Property Summary

Property Type	Single Family Home
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on File
Last Sale	$114,000 (Mar 2017)
Tax Bill	$1,436 (2025)
Deeds & Mortgages	Jan 2022 Transfer Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0D-2A-02-024`

Property Details

APN / Parcel Number

Primary APN	`0D-2A-02-024`
Alternative APN	`982840`

Exterior

Lot Area	14,810 sqft (0.34 acres)

Location & Zoning

Account Number	982840
Street Address	386 NATIVE CIR
City	BENTON
State	KY
Zip	42025-7168
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	GATEWAY VILLAGE SUBDIVISION
Jurisdiction	MARSHALL KY
Township / Civil Division	CALVERT CITY
Census Block Group	2
Census Block	2082
Census Tract	950300

Owner

386 Native Cir is owned and occupied by two individuals who bought it in March 2017.

Source: Marshall County records, as of April 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	386 NATIVE CIR, BENTON, KY 42025-7168
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2022	Intrafamily Transfer, Transfer
Mar 2, 2017	Warranty Deed, Transfer · Conventional Mortgage ACOPIA LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2017 · Amount on File
Deed Sale	Mar 2, 2017 · Amount on File
Prior Sale	Oct 24, 2006 · Amount on File
Deed Book / Page	450 / 25
Record Updated	Jun 8, 2026

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARSHALL KY
Recording Date	Jan 31, 2022
Property Address	386 NATIVE CIR, BENTON, KY 42025-7168
Document Number	0000494/39
Book / Page	494 / 39
Map Reference	MB 7 PG 8 SL 343
Instrument Date	Jan 28, 2022
Instrument	1077426
Transaction Type	Transfer
Record Updated	Jan 30, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	386 NATIVE CIR, BENTON, KY 42025-7168

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARSHALL KY
Recording Date	Mar 2, 2017
Property Address	386 NATIVE CIR, BENTON, KY 42025-7168
Document Number	DEED450/025
Book / Page	DEED 450 / 025
Map Reference	MB 7 PG 8
Instrument Date	Feb 26, 2017
Transaction Type	Transfer
Record Updated	Dec 6, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$114.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	440 SUNRISE DR, 440, KEVIL, KY 42053-8507

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	386 NATIVE CIR, BENTON, KY 42025-7168

Mortgage

Document Number	MTG855353
Date	Mar 2, 2017
Instrument	MTG 855/353

Lender

Name	ACOPIA LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 386 Native Cir was $1,436.

Source: Marshall County assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Marshall County
Unified School District	Marshall County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,436.00	$145,000 Land $12,000 Building $133,000	$145,000 Land $12,000 Building $133,000
2023	$1,509.00	$145,000
2022			$114,000 Land $9,000 Building $105,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 386 Native Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective January 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	Feb 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 386 Native Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH MARSHALL WATER DISTRICT #1 serves 16,276 people · EPA ID KY0790319
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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