Union County property record for 516 N Secrest Ave, Monroe, NC 28110
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,450 sqft · built 2008 |
| Lot Size | 0.539 acres (23,479 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $235,000 (Dec 2021) |
| Tax Bill | $2,630 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Dec 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-115-021 |
| Primary APN | 09-115-021 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,450 sqft Living Area |
| 1st Floor Area | 1,450 sqft |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable |
| Lot Area | 23,479 sqft (0.539 acres) |
| Porch | Slab |
| Porch Area | 70 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 516 N SECREST AVE |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-3834 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R-10 MONRO |
| Legal Description | #25 HINSON CIRCLE PB4 PG211 |
| Legal Subdivision | HINSON CIRCLE |
| Jurisdiction | UNION NC |
| Township / Civil Division | MONROE |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 20601 |
Source: Union County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 516 N SECREST AVE, MONROE, NC 28110-3834 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 13, 2025 | Deed of Trust, Mortgage · FHA Mortgage PLANET HOME LENDING LLC |
| Dec 17, 2021 | Warranty Deed, Transfer · Conventional Mortgage FOUNDERS FCU |
| Jul 17, 2020 | Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK |
| Jun 2, 2020 | Correction Deed ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 17, 2021 · Amount on Record |
| Deed Sale | Dec 17, 2021 · Amount on Record |
| Prior Sale | Jul 17, 2020 · Amount on Record |
| Deed Document Number | 202159292 |
| Deed Book / Page | 8348 / 1 |
| Prior Transfer Date | May 1, 2020 |
| Prior Transfer Doc | 0007688775 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 516 N SECREST AVE, MONROE, NC 28110-3834 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2025 |
| Name | Verified Name |
|---|---|
| Address | 520 N SECREST AVE, MONROE, NC 28110-3834 |
| Document Number | 0009219899 |
|---|---|
| Date | Oct 13, 2025 |
| Book Page | 9219/899 |
| Instrument | 26572 |
| Name | PLANET HOME LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MERIDEN, CT 06450 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 341 Months |
| Due | Mar 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Dec 17, 2021 |
| Property Address | 516 N SECREST AVE, MONROE, NC 28110-3834 |
| Document Number | 0000083481 |
| Book / Page | 8348 / 1 |
| Map Reference | MB 4 PG 211 |
| Instrument Date | Dec 16, 2021 |
| Instrument | 59292 |
| Transaction Type | Transfer |
| Record Updated | Dec 31, 2021 |
| Title Company | INVESTORS TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $470.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 405 HIGHWAY 9 W, 405, BENNETTSVILLE, SC 29512 |
| Name | Verified Name |
|---|---|
| Address | 516 N SECREST AVE, MONROE, NC 28110-3834 |
| Document Number | 0000059293 |
|---|---|
| Date | Dec 17, 2021 |
| Instrument | 59293 |
| Name | FOUNDERS FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 5, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.5% |
| Type Change Date | Jan 5, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 2% |
| Max Rate At Change | 4.5% |
| Index | Other |
| Margin | 1 |
| Max Rate | 8.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Jul 17, 2020 |
| Property Address | 516 N SECREST AVE, MONROE, NC 28110-3834 |
| Document Number | 0007738256 |
| Book / Page | 7738 / 256 |
| Map Reference | MB 4 PG 211 |
| Instrument Date | Jul 16, 2020 |
| Instrument | 26446 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Title Company | INVESTORS TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $326.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1688, MONROE, NC 28111-1688 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 516 N SECREST AVE, MONROE, NC 28110-3834 |
| Document Number | 0000026447 |
|---|---|
| Date | Jul 17, 2020 |
| Instrument | 26447 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Jun 2, 2020 |
| Property Address | 516 N SECREST AVE, MONROE, NC 28110-3834 |
| Document Number | 7688775 |
| Book / Page | 007688 / 000775 |
| Instrument Date | May 1, 2020 |
| Instrument | 19409 |
| Record Updated | Jul 15, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 1688 MONROE NC 281111688, MONROE, NC 28111-1688 |
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Monroe City |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $300,900 (-) Land $34,500 Building $266,400 | $300,900 (-) Land $34,500 Building $266,400 | |
| 2025 | $2,630.00 (+44.9%) | $300,900 (+80.72%) Land $34,500 Building $266,400 | $300,900 (+80.72%) Land $34,500 Building $266,400 |
| 2023 | $1,815.00 | $166,500 Land $13,900 Building $152,600 | $166,500 Land $13,900 Building $152,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 95% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MONROE serves 43,081 people · EPA ID NC0190010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | E. coli resolved · Aug 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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