Union County property record for 513 N Secrest Ave, Monroe, NC 28110
| Property Type | Rural Home |
|---|---|
| Details | 2 bd · 1 ba · 768 sqft · built 1965 |
| Lot Size | 0.435 acres (18,949 sqft) |
| Owner | Company Name on Record |
| Last Sale | $57,500 (Sep 2017) |
| Tax Bill | $1,013 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Sep 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-115-035 |
| Primary APN | 09-115-035 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 768 sqft Living Area |
| 1st Floor Area | 768 sqft |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 18,949 sqft (0.435 acres) |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 513 N SECREST AVE |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-3833 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R-10 MONRO |
| Legal Description | 7007-512 |
| Jurisdiction | UNION NC |
| Township / Civil Division | MONROE |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 20601 |
Source: Union County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 192 WEMBLEY RD, ASHEVILLE, NC 28804-1627 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jul 16, 2021 | Deed of Trust, Mortgage · Commercial Mortgage FIRST CITIZENS BANK & TRUST CO |
| Sep 1, 2017 | Warranty Deed, Transfer · Commercial Mortgage UNITED FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 1, 2017 · Amount on Record |
| Deed Sale | Sep 1, 2017 · Amount on Record |
| Prior Sale | Oct 9, 2014 · Amount on Record |
| Deed Document Number | 201725848 |
| Deed Book / Page | 7007 / 512 |
| Prior Transfer Date | Mar 8, 2012 |
| Prior Transfer Doc | 5696701 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 513 N SECREST AVE, MONROE, NC 28110-3833 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2022 |
| Name | Verified Name |
|---|---|
| Address | 192 WEMBLEY RD, ASHEVILLE, NC 28804-1627 |
| Document Number | 0008173135 |
|---|---|
| Date | Jul 16, 2021 |
| Book Page | 8173/135 |
| Instrument | 33697 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Sep 1, 2017 |
| Property Address | 513 N SECREST AVE, MONROE, NC 28110-3833 |
| Document Number | 0007007512 |
| Book / Page | 7007 / 512 |
| Instrument Date | Aug 25, 2017 |
| Instrument | 0025848 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2022 |
| Title Company | BARRISTER S TITLE SERVICES O |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $115.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7126 SUMMERHILL RIDGE DR, 7126, CHARLOTTE, NC 28226-5590 |
| Name | Verified Name |
|---|---|
| Address | 192 WEMBLEY RD, ASHEVILLE, NC 28804-1627 |
| Document Number | 0000025849 |
|---|---|
| Date | Sep 1, 2017 |
| Instrument | 0025849 |
| Name | UNITED FCU |
|---|---|
| Type | Credit Union |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Monroe City |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $115,900 (-) Land $33,600 Building $82,300 | $115,900 (-) Land $33,600 Building $82,300 | |
| 2025 | $1,013.00 (+56.33%) | $115,900 (+94.79%) Land $33,600 Building $82,300 | $115,900 (+94.79%) Land $33,600 Building $82,300 |
| 2023 | $648.00 | $59,500 Land $13,400 Building $46,100 | $59,500 Land $13,400 Building $46,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 95% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MONROE serves 43,081 people · EPA ID NC0190010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | E. coli resolved · Aug 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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