Richland County property record for 516 Millbill Ln, Elgin, SC 29045
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,176 sqft · built 2021 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Company Name on Record |
| Last Sale | $265,635 (Oct 2021) |
| Tax Bill | $2,090 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Nov 2023 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28913-06-09 |
| Primary APN | 28913-06-09 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,176 sqft Heated Area |
| Gross Area | 2,996 sqft |
| 1st Floor Area | 1,896 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Area | 400 sqft |
| Porch | Slab |
| Porch Area | 144 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 02175014 |
|---|---|
| Street Address | 516 MILLBILL LN |
| City | ELGIN |
| State | SC |
| Zip | 29045-9844 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | LOT 8 68.4X126.5X68.4X126.4 #SU MILL @ WOODCREEK FARMS PHASE 1 |
| Legal Subdivision | THE MILL AT WOODCREEK FARMS |
| Legal Phase | 1 |
| Legal Lot Number | 8,68 |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | PONTIAC |
| Census Block Group | 2 |
| Census Block | 2094 |
| Census Tract | 11407 |
Source: Richland County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 11710 PLAZA AMERICA DR, RESTON, VA 20190-4742 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| May 26, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Nov 22, 2023 | Warranty Deed, Transfer NOT AVAILABLE, HARVEY & VALLINI LLC |
| Oct 7, 2021 | Limited Warranty Deed, Subdivision Related Transfer · Conventional Mortgage MID-AMERICAN MORTGAGE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 7, 2021 · Amount on Record |
| Deed Sale | Oct 7, 2021 · Amount on Record |
| Deed Document Number | 202167371 |
| Deed Book / Page | 2674 / 1171 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | May 26, 2026 |
| Property Address | 516 MILLBILL LN, ELGIN, SC 29045-9844 |
| Document Number | 0000025167 |
| Book / Page | 3130 / 2943 |
| Instrument Date | May 20, 2026 |
| Instrument | 202625167 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 516 MILLBILL LN, ELGIN, SC 29045-9844 |
| Document Number | 0000025167, |
|---|---|
| Date | May 26, 2026 |
| Book Page | 3130/2943 |
| Instrument | 202625167 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Nov 22, 2023 |
| Property Address | 516 MILLBILL LN, ELGIN, SC 29045-9844 |
| Document Number | 0028811947 |
| Book / Page | 2881 / 1947 |
| Map Reference | MB 2808 PG 1131 |
| Instrument Date | Nov 21, 2023 |
| Instrument | 2023050713 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2024 |
| Title Company | NOT AVAILABLE, HARVEY & VALLINI LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,467.40 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11710 PLAZA AMERICA DR STE 1100, 1100, RESTON, VA 20190-4771 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Oct 7, 2021 |
| Property Address | 516 MILLBILL LN, ELGIN, SC 29045-9844 |
| Document Number | 0026741171 |
| Book / Page | 2674 / 1171 |
| Map Reference | MB 2474 PG 1924&1925 |
| Instrument Date | Aug 6, 2021 |
| Instrument | 2021067371 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 11, 2024 |
| Title Company | NOT AVAILABLE, HARVEY & VALLINI LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $984.20 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 516 MILLBILL LN, ELGIN, SC 29045-9844 |
| Document Number | 2021067372 |
|---|---|
| Date | Oct 7, 2021 |
| Instrument | 2021067372 |
| Name | MID-AMERICAN MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2051 |
Source: Richland County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Municipality | Columbia City |
| Unified School District | Richland School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,090.00 (+12.73%) Homeowner's exemption | $10,624 (-96.31%) | $287,800 (-) Land $55,000 Building $232,800 |
| 2024 | $287,800 (+2,608.96%) Land $55,000 Building $232,800 | $287,800 (+8.36%) Land $55,000 Building $232,800 | |
| 2023 | $1,854.00 (-9.61%) | $10,624 (+206.17%) | $265,600 (+359.52%) |
| 2021 | $2,051.00 | $3,470 | $57,800 Land $57,800 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 31 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 31 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2015 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 61% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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