Richland County property record for 508 Millbill Ln, Elgin, SC 29045
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,161 sqft · built 2021 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $291,500 (Jan 2024) |
| Tax Bill | $2,562 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit Jan 2024 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28913-06-11 |
| Primary APN | 28913-06-11 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,161 sqft Heated Area |
| Gross Area | 2,884 sqft |
| 1st Floor Area | 1,846 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,276 sqft (0.19 acres) |
| Garage Area | 441 sqft |
| Porch | Slab |
| Porch Area | 132 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 02175032 |
|---|---|
| Street Address | 508 MILLBILL LN |
| City | ELGIN |
| State | SC |
| Zip | 29045-9844 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | LOT 10 65X126.3X65X126.2 #SU MILL @ WOODCREEK FARMS PHASE 1 |
| Legal Subdivision | THE MILL AT WOODCREEK FARMS |
| Legal Phase | 1 |
| Legal Lot Number | 10,65 |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | PONTIAC |
| Census Block Group | 2 |
| Census Block | 2094 |
| Census Tract | 11407 |
Source: Richland County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 508 MILLBILL LN, ELGIN, SC 29045-9844 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| Aug 26, 2026 | Deed of Trust, Mortgage · Line of Credit MORTGAGE MORTGAGE |
| Jan 29, 2024 | Deed, Transfer |
| Aug 2, 2021 | Limited Warranty Deed, Subdivision Related Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 29, 2024 · Amount on Record |
| Deed Sale | Jan 29, 2024 · Amount on Record |
| Prior Sale | Aug 2, 2021 · Amount on Record |
| Deed Document Number | 20243906 |
| Deed Book / Page | 2895 / 2710 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Aug 26, 2026 |
| Property Address | 508 MILLBILL LN, ELGIN, SC 29045-9844 |
| Document Number | 0000042763 |
| Book / Page | 3161 / 172 |
| Instrument Date | Aug 20, 2026 |
| Instrument | 202642763 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 508 MILLBILL LN, ELGIN, SC 29045-9844 |
| Document Number | 0000042763, |
|---|---|
| Date | Aug 26, 2026 |
| Book Page | 3161/172 |
| Instrument | 202642763 |
| Name | MORTGAGE MORTGAGE |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Aug 20, 2036 |
| Max Rate | -1% |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Jan 29, 2024 |
| Property Address | 508 MILLBILL LN, ELGIN, SC 29045-9844 |
| Document Number | 0028952710 |
| Book / Page | 2895 / 2710 |
| Map Reference | MB 2747 PG 1924&1925 |
| Instrument Date | Jan 29, 2024 |
| Instrument | 2024003906 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $757.90 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 508 MILLBILL LN, ELGIN, SC 29045-9844 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Aug 2, 2021 |
| Property Address | 508 MILLBILL LN, ELGIN, SC 29045-9844 |
| Document Number | 0026492959 |
| Book / Page | 2649 / 2959 |
| Map Reference | MB 2474 PG 1924&1925 |
| Instrument Date | Jul 26, 2021 |
| Instrument | 2021051288 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 11, 2024 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $974.95 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 508 MILLBILL LN, ELGIN, SC 29045-9844 |
| Document Number | 2021051289 |
|---|---|
| Date | Aug 2, 2021 |
| Instrument | 2021051289 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2051 |
Source: Richland County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Municipality | Columbia City |
| Unified School District | Richland School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,562.00 (+13.06%) | $10,532 (-) | $291,500 (+10.71%) Land $55,000 Building $236,500 |
| 2023 | $2,266.00 (+332.44%) | $10,532 (+355.93%) | $263,300 (+355.54%) |
| 2021 | $524.00 | $2,310 | $57,800 Land $57,800 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 31 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 31 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2015 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 61% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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