St. Louis County property record for 516 Main St, Tower, MN 55790
| Property Type | Commercial |
|---|---|
| Details | 6,512 sqft · built 1990 |
| Lot Size | 0.401 acres (17,495 sqft) |
| Owner | Company Name on File |
| Last Sale | $165,000 (Aug 2025) |
| Tax Bill | $3,404 (2026) |
| Deeds & Mortgages | Nov 2025 Construction Loan Oct 2025 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 080-0010-02480 |
| Primary APN | 080-0010-02480 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 6,512 sqft Gross Area |
| 1st Floor Area | 6,512 sqft |
| Basement Area | 2,912 sqft |
| Flooring | Vinyl/Resilient |
| Fire Sprinklers | Fire Sprinklers |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Metal |
| Lot Area | 17,495 sqft (0.401 acres) |
| Garage Area | 6,900 sqft |
| Canopy | 1,152 sqft |
| Heating System | Hot Water |
|---|
| Account Number | 1186813 |
|---|---|
| Street Address | 516 MAIN ST |
| City | TOWER |
| State | MN |
| Zip | 55790 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | W1/2 OF LOT 6 & ALL OF LOTS 7 & 8 SERIAL # |
| Legal Subdivision | TOWER |
| Legal Block | 21 |
| Legal Lot Number | 6-8 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | TOWER |
| Census Block Group | 2 |
| Census Block | 2057 |
| Census Tract | 15402 |
Source: St. Louis County records · APN 080-0010-02480
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 516 MAIN ST, TOWER, MN 55790 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Nov 17, 2025 | Deed of Trust, Mortgage · Construction Mortgage THE FIRST NATIONAL BANK OF HENNING |
| Oct 03, 2025 | Deed of Trust, Mortgage · Line of Credit THE FIRST NATIONAL BANK OF HENNING |
| Jun 07, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Aug 09, 2018 | Deed of Trust, Mortgage · Line of Credit FRANDSEN BK&TR |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 21, 2025 · Amount on Record |
| Deed Sale | Aug 21, 2025 · Amount on Record |
| Prior Sale | Jun 15, 2006 · Amount on Record |
| Deed Document Number | 20251516670 |
| Prior Transfer Date | Jun 04, 2019 |
| Prior Transfer Doc | 00T1011249 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 516 MAIN ST, TOWER, MN 55790 |
| Transaction Type | Mortgage |
| Record Updated | Dec 05, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0001522416 |
|---|---|
| Date | Nov 17, 2025 |
| Instrument | 1522416 |
| Name | THE FIRST NATIONAL BANK OF HENNING |
|---|---|
| Type | Bank |
| Address | DETROIT LAKES, MN 56501 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 24 Months |
| Due | Nov 10, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 516 MAIN ST, TOWER, MN 55790 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0001519518 |
|---|---|
| Date | Oct 03, 2025 |
| Instrument | 1519518 |
| Name | THE FIRST NATIONAL BANK OF HENNING |
|---|---|
| Type | Bank |
| Address | DETROIT LAKES, MN 56501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 24 Months |
| Due | Sep 30, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jun 07, 2019 |
| Property Address | 516 MAIN ST, TOWER, MN 55790 |
| Document Number | 00T1011249 |
| Instrument Date | Jun 04, 2019 |
| Instrument | T1011249 |
| Transaction Type | Transfer |
| Record Updated | Jun 18, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $1.65 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | PO BOX 215 SOUDAN MN 557820215, SOUDAN, MN 55782-0215 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 516 MAIN ST, TOWER, MN 55790 |
| Document Number | 00A1338393 |
| Instrument Date | Aug 09, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2019 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 516 MAIN ST TOWER MN 55790, TOWER, MN 55790 |
| Document Number | 00A1338393 |
|---|---|
| Date | Aug 10, 2018 |
| Instrument | A1338393 |
| Name | FRANDSEN BK&TR |
|---|---|
| Type | Bank |
| Address | TOWER, MN 55790 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Aug 09, 2028 |
| Rate Type | Adjustable Rate |
|---|
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Tower City |
| Unified School District | St. Louis County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,404.00 (+11.17%) | ||
| 2025 | $3,062.00 (+0.72%) | $149,700 (+27.95%) Land $15,800 Building $133,900 | $149,700 (+27.95%) Land $15,800 Building $133,900 |
| 2024 | $3,040.00 | $117,000 (+13.26%) Land $15,800 Building $101,200 | $117,000 (+13.26%) Land $15,800 Building $101,200 |
| 2022 | $103,300 Land $14,200 Building $89,100 | $103,300 Land $14,200 Building $89,100 |
Source: FEMA National Flood Hazard Layer as of March 24, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Moderate above 43% of the US · above 73% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midcontinent Communications Cable | 2,000 / 350 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Consolidated Telephone Company.
Based on FCC filings for 167 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | Tower serves 426 people |
|---|---|
| Water Source | Purchased groundwater influenced by surface water from Breitung |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Copper | 2.37 mg/L (2025) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures