515 Main St, Tower, MN 55790 Property Records

St. Louis County property record for 515 Main St, Tower, MN 55790

Property Summary

Property Type	Commercial
Details	4,800 sqft · built 1940
Lot Size	0.151 acres (6,598 sqft)
Owner	2 Individual Names on Record
Last Sale	$20,251 (Feb 2026)
Tax Bill	$2,448 (2026)
Deeds & Mortgages	Feb 2026 Sale Feb 2026 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`080-0010-02270`

Property Details

APN / Parcel Number

Primary APN	`080-0010-02270`
Alternative APN	`1118023`

Interior

Stories	1 Story
Building Area	4,800 sqft Gross Area
1st Floor Area	4,800 sqft
Basement Area	3,600 sqft
Flooring	Vinyl/Resilient
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1989
Exterior Material	Brick Veneer
Lot Area	6,598 sqft (0.151 acres)

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	1118023
Street Address	515 MAIN ST
City	TOWER
State	MN
Zip	55790-5000
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	LOT 9 AND THE WEST 15.00 FEET OF LOT 10,BLOCK 20 SERIAL #
Legal Subdivision	TOWER ST
Legal Block	20
Legal Lot Number	9-10
Jurisdiction	ST LOUIS MN
Township / Civil Division	TOWER
Census Block Group	2
Census Block	2083
Census Tract	15402

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8374 HAYLAND RD, EMBARRASS, MN 55732-8603
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2026	Limited Warranty Deed, Transfer NORTHEAST FL TITLE LLC, NORTHEAST TITLE LLC
Feb 2, 2026	Intrafamily Transfer, Transfer NORTHEAST FL TITLE LLC, NORTHEAST TITLE LLC
Sep 21, 2021	Warranty Deed, Transfer PAN AMERICAN TITLE COMPANY, ALL AMERICAN TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 9, 2026 · Amount on Record
Deed Sale	Feb 9, 2026 · Amount on Record
Prior Sale	Sep 21, 2021 · Amount on Record
Deed Document Number	20261527662
Prior Transfer Date	Jan 26, 2026
Prior Transfer Doc	0001527216
Record Updated	Sep 20, 2026

February 2026: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Feb 9, 2026
Property Address	515 MAIN ST, TOWER, MN 55790-5000
Document Number	0001527662
Instrument Date	Jan 26, 2026
Instrument	1527662
Transaction Type	Transfer
Record Updated	Feb 26, 2026
Title Company	NORTHEAST FL TITLE LLC, NORTHEAST TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$66.83
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	8374 HAYLAND RD, EMBARRASS, MN 55732-8603

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MN
Recording Date	Feb 2, 2026
Property Address	515 MAIN ST, TOWER, MN 55790-5000
Document Number	0001527216
Instrument Date	Jan 26, 2026
Instrument	1527216
Transaction Type	Transfer
Record Updated	Feb 26, 2026
Title Company	NORTHEAST FL TITLE LLC, NORTHEAST TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 28, SOUDAN, MN 55782-0028

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Sep 21, 2021
Property Address	515 MAIN ST, TOWER, MN 55790-5000
Document Number	0001425094
Instrument Date	Aug 27, 2021
Instrument	1425094
Transaction Type	Transfer
Record Updated	Sep 29, 2023
Title Company	PAN AMERICAN TITLE COMPANY, ALL AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$330.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 28, SOUDAN, MN 55782-0028

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Tower City
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,448.00 (+6.16%)
2025	$2,306.00 (+2.85%)	$107,600 (+21.72%) Land $15,800 Building $91,800	$107,600 (+21.72%) Land $15,800 Building $91,800
2024	$2,242.00 (-1.15%)	$88,400 (+15.1%) Land $15,800 Building $72,600	$88,400 (+15.1%) Land $15,800 Building $72,600
2023	$2,268.00
2022		$76,800 (+2.4%) Land $14,200 Building $62,600	$76,800 (+2.4%) Land $14,200 Building $62,600
2021		$75,000 Land $12,400 Building $62,600	$75,000 Land $12,400 Building $62,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 73% of Minnesota
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Tower serves 426 people · EPA ID MN1690051
Water Source	Purchased groundwater influenced by surface water from Breitung
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	2.37 mg/L (2025) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	2,000 / 350
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: CTC.

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