508 Ferncliffe Rd, Elgin, SC 29045 Property Records

Richland County property record for 508 Ferncliffe Rd, Elgin, SC 29045

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,351 sqft · built 1992
Lot Size	0.293 acres (12,778 sqft)
Owner	Individual Name on Record
Last Sale	$106,500 (Jun 2016)
Tax Bill	$1,407 (2025)
Deeds & Mortgages	Jan 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26005-13-01`

Property Details

APN / Parcel Number

Primary APN	`26005-13-01`
Alternative APNs	`R26005-13-01` `01314349`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,351 sqft Heated Area
Gross Area	1,567 sqft
1st Floor Area	1,351 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Raised Ranch
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,778 sqft (0.293 acres)
Porch	Slab
Porch Area	72 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	01314349
Street Address	508 FERNCLIFFE RD
City	ELGIN
State	SC
Zip	29045-8617
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-LD
Legal Description	LOT 5 BLK XX 80.1X150X80.1X150.1 #SU BRIARCLIFFE ESTATES PHASE 3 SECTION B
Legal Subdivision	BRIARCLIFFE
Legal Phase	3
Legal Block	XX
Legal Lot Number	5
Jurisdiction	RICHLAND SC
Township / Civil Division	PONTIAC
Census Block Group	1
Census Block	1005
Census Tract	11424

Owner

Source: Richland County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	508 FERNCLIFFE RD, ELGIN, SC 29045-8617
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 8, 2016 · Amount on Record
Deed Sale	Jun 8, 2016 · Amount on Record
Prior Sale	Jun 24, 2008 · Amount on Record
Deed Document Number	201641840
Deed Book / Page	2119 / 2434
Last Transfer Date	Jan 5, 2022
Transfer Doc	0027062838
Record Updated	Sep 20, 2026

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RICHLAND SC
Recording Date	Jan 14, 2022
Property Address	508 FERNCLIFFE RD, ELGIN, SC 29045-8617
Document Number	0027062838
Book / Page	2706 / 2838
Map Reference	MB 54 PG 2244
Instrument Date	Jan 5, 2022
Instrument	2022002389
Transaction Type	Transfer
Record Updated	Apr 11, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	508 FERNCLIFFE RD, ELGIN, SC 29045-8617

Mortgage

Document Number	2022002390
Date	Jan 14, 2022
Instrument	2022002390

Lender

Name	SOUTHSTATE BANK NA
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Unified School District	Richland School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,407.00 (+13.56%)	$122,400 (-)	$174,200 (-) Land $30,000 Building $144,200
2024		$122,400 (+2,773.24%)	$174,200 (+63.57%) Land $30,000 Building $144,200
2023	$1,239.00 (+1.98%)	$4,260 (-)	$106,500 (-)
2021	$1,215.00	$4,260	$106,500 Land $20,300 Building $86,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 94% of South Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20