516 Ebony Ave, Duluth, MN 55811 Property Records

St. Louis County property record for 516 Ebony Ave, Duluth, MN 55811

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.75 ba · 936 sqft · built 1980
Lot Size0.661 acres (28,794 sqft)
OwnerIndividual on Record
Last Sale$260,000 (Oct 2020)
Tax Bill$4,222 (2026)
Deeds & MortgagesOct 2020 Sale & Mortgage
May 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN010-3184-00020

Property Details

APN / Parcel Number

Primary APN010-3184-00020
Alternative APN
  • 1097787

Interior

Bedrooms3 Beds
Full Baths1.75 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area936 sqft Gross Area
1st Floor Area936 sqft
Basement Area702 sqft
Finished Basement702 sqft

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Architectural StyleSplit Foyer
Exterior MaterialMetal
Construction TypeFrame
Roof TypeGable
Lot Area28,794 sqft (0.661 acres)
Garage Area576 sqft

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
Deck Area120 sqft
Storage Building96 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number1097787
Street Address516 EBONY AVE
CityDULUTH
StateMN
Zip55811-5008
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 2 SERIAL #
Legal SubdivisionMAPLE KNOLL SUB 1ST ADD
Legal Lot Number2
JurisdictionST LOUIS MN
Township / Civil DivisionDULUTH
Census Block Group1
Census Block1000
Census Tract301

Owner

Source: St. Louis County assessment roll, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual on Record
Mailing Address516 EBONY AVE, DULUTH, MN 55811-5008
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 12, 2020Warranty Deed, Transfer · Conventional Mortgage
US BK
May 16, 2017Warranty Deed, Transfer · Conventional with PMI
WELLS FARGO BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 12, 2020 · Amount on Record
Deed SaleOct 12, 2020 · Amount on Record
Prior SaleJul 7, 2015 · Amount on Record
Deed Document Number20201030364
Record UpdatedSep 20, 2026

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateOct 12, 2020
Property Address516 EBONY AVE, DULUTH, MN 55811-5008
Document Number00T1030364
Instrument DateOct 7, 2020
InstrumentT1030364
Transaction TypeTransfer
Record UpdatedNov 11, 2020
Title CompanyNORTH SHORE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$858.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address516 EBONY AVE DULUTH MN 558115008, DULUTH, MN 55811-5008

Mortgage

Document NumberT1030365
DateOct 12, 2020
InstrumentT1030365
Lender
NameUS BK
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 11, 2050

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateMay 16, 2017
Property Address516 EBONY AVE, DULUTH, MN 55811-5008
Document Number000T984906
Instrument DateMay 15, 2017
InstrumentT984906
Transaction TypeTransfer
Record UpdatedAug 21, 2018
Title CompanyNORTH SHORE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$702.90
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address516 EBONY AVE DULUTH MN 558115008, DULUTH, MN 55811-5008

Mortgage

Document NumberT984907
DateMay 16, 2017
InstrumentT984907
Lender
NameWELLS FARGO BK
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMay 15, 2047

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityDuluth City
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,222.00 (+3.03%) Homeowner's exemption
2025$4,098.00 (+7.28%) Homeowner's exemption$371,100 (+17.96%) Land $75,400 Building $295,700$371,100 (+17.96%) Land $75,400 Building $295,700
2024$3,820.00$314,600 (+15.32%) Land $55,200 Building $259,400$314,600 (+15.32%) Land $55,200 Building $259,400
2022$272,800 Land $59,400 Building $213,400$272,800 Land $59,400 Building $213,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 18 policies
Nearby Flood Policies18 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDuluth
serves 86,859 people · EPA ID MN1690011
Water SourceSurface water
Last State InspectionFeb 2025
Lead8 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Oct 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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