St. Louis County property record for 425 Ebony Ave, Duluth, MN 55811
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,365 sqft · built 1936 |
| Lot Size | 0.566 acres (24,676 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $117,000 (Aug 2003) |
| Tax Bill | $2,784 (2026) |
| Deeds & Mortgages | Sep 2026 Transfer Nov 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-0890-03990 |
| Primary APN | 010-0890-03990 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,365 sqft Gross Area |
| 1st Floor Area | 780 sqft |
| Basement Area | 195 sqft |
| Finished Basement | 195 sqft |
| Year Built | Built 1936 |
|---|---|
| Effective Year Built | Effective 1936 |
| Architectural Style | Bungalow |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 24,676 sqft (0.566 acres) |
| Garage Area | 672 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Porch |
| Porch Area | 105 sqft |
| Deck Area | 80 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 732083 |
|---|---|
| Street Address | 425 EBONY AVE |
| City | DULUTH |
| State | MN |
| Zip | 55811-5005 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 27 THRU 34 SERIAL # |
| Legal Subdivision | DULUTH HEIGHTS 6TH DIV |
| Legal Block | 11 |
| Legal Lot Number | 27-34 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 301 |
Source: St. Louis County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1104 ANDERSON RD, DULUTH, MN 55811-5416 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 9, 2026 | Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT |
| Nov 2, 2021 | Deed of Trust, Mortgage · Line of Credit HARBOR POINTE CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 7, 2003 · Amount on Record |
| Deed Sale | Aug 7, 2003 · Amount on Record |
| Deed Document Number | 2003909130 |
| Last Transfer Date | Aug 25, 2026 |
| Transfer Doc | 0001540171 |
| Record Updated | Oct 29, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Sep 9, 2026 |
| Property Address | 425 EBONY AVE, DULUTH, MN 55811-5005 |
| Document Number | 0001540171 |
| Instrument Date | Aug 25, 2026 |
| Instrument | 20261540171 |
| Transaction Type | Transfer |
| Record Updated | Sep 23, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1104 ANDERSON RD, DULUTH, MN 55811-5416 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 425 EBONY AVE, DULUTH, MN 55811-5005 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1104 ANDERSON RD, DULUTH, MN 55811-5416 |
| Document Number | 0001428941 |
|---|---|
| Date | Nov 2, 2021 |
| Instrument | 1428941 |
| Name | HARBOR POINTE CU |
|---|---|
| Type | Credit Union |
| Address | DULUTH, MN 55802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Oct 28, 2031 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,784.00 (+3.03%) Homeowner's exemption | ||
| 2025 | $2,702.00 (+4.32%) Homeowner's exemption | $263,600 (+19.98%) Land $74,500 Building $189,100 | $263,600 (+19.98%) Land $74,500 Building $189,100 |
| 2024 | $2,590.00 | $219,700 (+12.96%) Land $54,500 Building $165,200 | $219,700 (+12.96%) Land $54,500 Building $165,200 |
| 2022 | $194,500 Land $58,600 Building $135,900 | $194,500 Land $58,600 Building $135,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Nearby Flood Policies | 18 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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