Kenton County property record for 516 Earle Ave, Covington, KY 41015
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,235 sqft · built 1936 |
| Lot Size | 0.115 acres (4,990 sqft) |
| Owner | Individual Name on File |
| Last Sale | $200,900 (May 2022) |
| Tax Bill | $2,661 (2025) |
| Deeds & Mortgages | May 2022 Sale & Mortgage Oct 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 056-34-04-006.00 |
| Primary APN | 056-34-04-006.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,235 sqft Finished Area |
| Gross Area | 2,021 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1936 |
|---|---|
| Effective Year Built | Effective 1936 |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Composition Shingle |
| Lot Area | 4,990 sqft (0.115 acres) |
| Lot Dimensions | 99.8 ft deep x 50 ft wide |
| Garage Type | Basement |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 516 EARLE AVE |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41015-1611 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SOUTH DINMORE PARK PT LOTS 234 THRU 237 50'X 99.81' NWC EARLE & LESLIE |
| Legal Subdivision | SOUTH DINMORE PARK |
| Legal Phase | 37 |
| Legal Lot Number | 234 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 61200 |
Source: Kenton County records · APN 056-34-04-006.00
Assessment roll updated December 2, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 516 EARLE AVE, COVINGTON, KY 41015-1611 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 16, 2022 | Warranty Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK |
| Oct 11, 2021 | Warranty Deed, Transfer AMERICAN HOMELAND TITLE AGENCY, AMERICAN HOMELAND TITLE AGCY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 16, 2022 · Amount on Record |
| Deed Sale | May 16, 2022 · Amount on Record |
| Prior Sale | Oct 11, 2021 · Amount on Record |
| Deed Document Number | 20222 |
| Deed Book / Page | 165 / 354 |
| Prior Transfer Date | Sep 22, 2005 |
| Prior Transfer Doc | 0005900009 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | May 16, 2022 |
| Property Address | 516 EARLE AVE, COVINGTON, KY 41015-1611 |
| Document Number | 0005900002 |
| Book / Page | 165 / 354 |
| Map Reference | PL 300 |
| Instrument Date | May 12, 2022 |
| Instrument | 22051605900002 |
| Transaction Type | Transfer |
| Record Updated | May 30, 2022 |
| Title Company | PROMINENT TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 516 EARLE AVE, 516, COVINGTON, KY 41015-1611 |
| Name | Verified Name |
|---|---|
| Address | 8805 GOVERNORS HILL DR, CINCINNATI, OH 45249-3314 |
| Document Number | 0005900140 |
|---|---|
| Date | May 24, 2022 |
| Book Page | 372/720 |
| Instrument | 22052405900140 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Oct 11, 2021 |
| Property Address | 516 EARLE AVE, COVINGTON, KY 41015-1611 |
| Document Number | 0005900340 |
| Book / Page | 122 / 938 |
| Map Reference | PL 300 |
| Instrument Date | Sep 03, 2021 |
| Instrument | 21101105900340 |
| Transaction Type | Transfer |
| Record Updated | Dec 06, 2021 |
| Title Company | AMERICAN HOMELAND TITLE AGENCY, AMERICAN HOMELAND TITLE AGCY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 15071, COVINGTON, KY 41015-0071 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | PO BOX 15071, COVINGTON, KY 41015-0071 |
Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,661.00 (-0.56%) | $200,900 (-) Land $10,000 Building $190,900 | $200,900 (-) Land $10,000 Building $190,900 |
| 2023 | $2,676.00 | $200,900 Land $10,000 Building $190,900 | $200,900 Land $10,000 Building $190,900 |
Source: FEMA National Flood Hazard Layer, Kenton County (21117C), as of June 19, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211170612001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 22 (1993–2025) |
| Claims Outside the SFHA | 4 of 22 |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Historic District | Within the Ritte's East Historic District listed 2014 · 628 contributing resources · NRIS 14000459 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 125 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system KY0590220, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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