516 Earle Ave, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 516 Earle Ave, Covington, KY 41015

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,235 sqft · built 1936
Lot Size0.115 acres (4,990 sqft)
OwnerIndividual Name on File
Last Sale$200,900 (May 2022)
Tax Bill$2,661 (2025)
Deeds & MortgagesMay 2022 Sale & Mortgage
Oct 2021 Sale
Flood ZoneZone X (minimal risk)
APN056-34-04-006.00

Property Details

APN / Parcel Number

Primary APN056-34-04-006.00

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,235 sqft Finished Area
Gross Area2,021 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1936
Effective Year BuiltEffective 1936
Exterior MaterialAluminum/Vinyl
Roof MaterialComposition Shingle
Lot Area4,990 sqft (0.115 acres)
Lot Dimensions99.8 ft deep x 50 ft wide
Garage TypeBasement
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Street Address516 EARLE AVE
CityCOVINGTON
StateKY
Zip41015-1611
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSOUTH DINMORE PARK PT LOTS 234 THRU 237 50'X 99.81' NWC EARLE & LESLIE
Legal SubdivisionSOUTH DINMORE PARK
Legal Phase37
Legal Lot Number234
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group1
Census Block1005
Census Tract61200

Owner

Source: Kenton County records · APN 056-34-04-006.00

Assessment roll updated December 2, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address516 EARLE AVE, COVINGTON, KY 41015-1611
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 16, 2022Warranty Deed, Transfer · Conventional Mortgage
UNION SAVINGS BANK
Oct 11, 2021Warranty Deed, Transfer
AMERICAN HOMELAND TITLE AGENCY, AMERICAN HOMELAND TITLE AGCY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 16, 2022 · Amount on Record
Deed SaleMay 16, 2022 · Amount on Record
Prior SaleOct 11, 2021 · Amount on Record
Deed Document Number20222
Deed Book / Page165 / 354
Prior Transfer DateSep 22, 2005
Prior Transfer Doc0005900009
Record UpdatedJun 08, 2026

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateMay 16, 2022
Property Address516 EARLE AVE, COVINGTON, KY 41015-1611
Document Number0005900002
Book / Page165 / 354
Map ReferencePL 300
Instrument DateMay 12, 2022
Instrument22051605900002
Transaction TypeTransfer
Record UpdatedMay 30, 2022
Title CompanyPROMINENT TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address516 EARLE AVE, 516, COVINGTON, KY 41015-1611

Transferred To (Grantee/Buyer)

NameVerified Name
Address8805 GOVERNORS HILL DR, CINCINNATI, OH 45249-3314

Mortgage

Document Number0005900140
DateMay 24, 2022
Book Page372/720
Instrument22052405900140
Lender
NameUNION SAVINGS BANK
TypeBank
AddressCINCINNATI, OH 45249
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2052

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateOct 11, 2021
Property Address516 EARLE AVE, COVINGTON, KY 41015-1611
Document Number0005900340
Book / Page122 / 938
Map ReferencePL 300
Instrument DateSep 03, 2021
Instrument21101105900340
Transaction TypeTransfer
Record UpdatedDec 06, 2021
Title CompanyAMERICAN HOMELAND TITLE AGENCY, AMERICAN HOMELAND TITLE AGCY

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 15071, COVINGTON, KY 41015-0071

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
AddressPO BOX 15071, COVINGTON, KY 41015-0071

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,661.00 (-0.56%)$200,900 (-) Land $10,000 Building $190,900$200,900 (-) Land $10,000 Building $190,900
2023$2,676.00$200,900 Land $10,000 Building $190,900$200,900 Land $10,000 Building $190,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), as of June 19, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211170612001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims22 (1993–2025)
Claims Outside the SFHA4 of 22
Most Recent ClaimApr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 4 claims
  • Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Feb 2018 · 3 claims
  • Severe Storm, Flooding, And Tornadoes, Mar 1997 · 13 claims

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Historic DistrictWithin the Ritte's East Historic District
listed 2014 · 628 contributing resources · NRIS 14000459

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cincinnati Bell
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

Based on FCC filings for 125 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system KY0590220, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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