Kenton County property record for 514 Earle Ave, Covington, KY 41015
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,152 sqft · built 1927 |
| Lot Size | 0.054 acres (2,388 sqft) |
| Owner | Company Name on File |
| Tax Bill | $2,014 (2025) |
| Deeds & Mortgages | Dec 2023 Mortgage Feb 2021 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 056-34-04-007.00 |
| Primary APN | 056-34-04-007.00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,152 sqft Finished Area |
| Gross Area | 1,264 sqft |
| Year Built | Built 1927 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 2,388 sqft |
| Lot Dimensions | 95 ft deep x 25 ft wide |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Sewer | Connected |
| Old Parcel Number | 0563404007.00 |
|---|---|
| Street Address | 514 EARLE AVE |
| City | COVINGTON |
| State | KY |
| Zip | 41015-1611 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SOUTH DINMORE PARK PT LOTS 234 THRU 237 25'X 95.5' IRREG NS EARLE AVE |
| Legal Subdivision | SOUTH DINMORE PARK |
| Legal Phase | 37 |
| Legal Lot Number | 234 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 61200 |
Source: Kenton County records · APN 056-34-04-007.00
Assessment roll updated April 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 3500 PARK CENTER DR STE 100, 100, DAYTON, OH 45414-2680 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Dec 15, 2023 | Deed of Trust, Mortgage · Commercial Mortgage BANK OF AMERICA NA |
| Feb 15, 2021 | Warranty Deed, Transfer TOTAL TITLE SERVICES INC, TOTAL TITLE SERVICES |
| Oct 12, 2017 | Warranty Deed, Transfer · Conventional Mortgage KENTUCKY HSNG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 15, 2023 |
| Deed Sale | Dec 15, 2023 |
| Prior Sale | Oct 12, 2017 · Amount on Record |
| Deed Document Number | 0000261577 |
| Deed Book / Page | C6270 / 330 |
| Prior Transfer Date | Feb 15, 2021 |
| Prior Transfer Doc | 21021505900028 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 514 EARLE AVE, COVINGTON, KY 41015-1611 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2024 |
| Title Company | OS NATIONAL LLC |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0005900170 |
|---|---|
| Date | Dec 15, 2023 |
| Book Page | KCM 514/463 |
| Instrument | 23121505900170 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | NEW YORK, NY 10036 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Feb 15, 2021 |
| Property Address | 514 EARLE AVE, COVINGTON, KY 41015-1611 |
| Document Number | 0005900028 |
| Book / Page | 71 / 841 |
| Instrument Date | Dec 29, 2020 |
| Instrument | 21021505900028 |
| Transaction Type | Transfer |
| Record Updated | Jan 18, 2022 |
| Title Company | TOTAL TITLE SERVICES INC, TOTAL TITLE SERVICES |
| Tax | $93.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3500 PARK CENTER DR # 4100, 4100, DAYTON, OH 45414-2696 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Oct 12, 2017 |
| Property Address | 514 EARLE AVE, COVINGTON, KY 41015-1611 |
| Document Number | 0000000221 |
| Book / Page | 0C6270 / 000330 |
| Instrument Date | Sep 29, 2017 |
| Instrument | 221 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2019 |
| Title Company | SPRINGDALE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $94.40 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 514 EARLE AVE COVINGTON KY 410151611, COVINGTON, KY 41015-1611 |
| Document Number | 223 |
|---|---|
| Date | Oct 12, 2017 |
| Book Page | 0C6270/000347 |
| Instrument | 223 |
| Name | KENTUCKY HSNG |
|---|---|
| Address | FRANKFORT, KY 40601-6191 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Oct 11, 2027 |
| Document Number | 222, |
|---|---|
| Date | Oct 12, 2017 |
| Book Page | 0C6270/000333 |
| Instrument | 222 |
| Name | AMERICAN MTG SVC |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45246 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 11, 2047 |
Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,014.00 (+45.31%) | $152,000 (+46.01%) Land $10,000 Building $142,000 | $152,000 (+46.01%) Land $10,000 Building $142,000 |
| 2023 | $1,386.00 | $104,100 Land $10,000 Building $94,100 | $104,100 Land $10,000 Building $94,100 |
Source: FEMA National Flood Hazard Layer as of June 19, 2015 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 22 (1993–2025) |
| Claims Outside the SFHA | 4 of 22 |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Historic District | Within the Ritte's East Historic District listed 2014 · 628 contributing resources · NRIS 14000459 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 125 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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