516 E Spruce St, Missoula, MT 59802 Property Records

Missoula County property record for 516 E Spruce St, Missoula, MT 59802

Property Summary

Property Type	Commercial
Details	6,080 sqft · built 1964
Lot Size	0.003 acres (139 sqft)
Owner	Company Name on File
Last Sale	$316,540 (Apr 2022)
Tax Bill	$4,295 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`R0464414`

Property Details

APN / Parcel Number

Primary APN	`R0464414`
Alternative APNs	`04-2200-22-2-54-09-2001` `04220022254090099` `0001752808`

Interior

Stories	1 Story
Building Area	6,080 sqft Gross Area
1st Floor Area	6,080 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 2004
Exterior Material	Metal
Construction Type	Wood
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	139 sqft (0.003 acres)
View / Lot	Commercial/Industrial
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0001752808
Street Address	516 E SPRUCE ST
City	MISSOULA
State	MT
Zip	59802-4602
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	6
Legal Description	RAILROAD ADDITION, S22, T13 N, R19 W, IMPROVEMENTS ON MRL LEASE #501,846 SW4 NE4
Legal Range	19W
Legal Township	13N
Legal Section	22
Legal Subdivision	RAILROAD ADDITION
Legal Block	1
Jurisdiction	MISSOULA MT
Township / Civil Division	MISSOULA
Census Block Group	1
Census Block	1000
Census Tract	300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Missoula Downtown Historic District listed 2009 · 380 contributing resources · NRIS 07000647

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

516 E Spruce St, a commercial property, is owned by a company that bought it in April 2022.

Source: Missoula County records, as of September 15, 2026

Owner of Record	Company Name on File
Mailing Address	516 E SPRUCE ST, MISSOULA, MT 59802-4602
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 13, 2022 · Amount on File
Deed Sale	Apr 13, 2022 · Amount on File
Deed Document Number	20226575
Deed Book / Page	1074 / 333
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MISSOULA MT
Property Address	516 E SPRUCE ST, MISSOULA, MT 59802-4602
Transaction Type	Mortgage
Record Updated	Apr 25, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010740334
Date	Apr 13, 2022
Book Page	1074/334
Instrument	202206576

Lender

Name	FIRST SECURITY BANK OF MISSOULA
Type	Bank
Address	MISSOULA, MT 59808

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 516 E Spruce St was $4,295, up 31.1% from the year before.

Source: Missoula County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Missoula County
Municipality	Missoula City
Secondary School District	Missoula High School District (09 - 12)
Elementary School District	Missoula Elementary School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$294,070 (-) Building $294,070	$294,070 (-) Building $294,070
2025	$4,295.00 (+31.11%)	$294,070 Building $294,070	$294,070 Building $294,070
2024	$3,276.00 (+6.02%)
2023	$3,090.00	$184,350	$184,350 Building $184,350

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 516 E Spruce St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 516 E Spruce St is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 86% of Montana
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISSOULA WATER serves 68,200 people · EPA ID MT0000294
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
CIS Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Blackfoot Telephone Cooperative, Western Montana CommunityTel.