516 E Grove Ave, Effingham, IL 62401 Property Records

Effingham County property record for 516 E Grove Ave, Effingham, IL 62401 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 976 sqft · built 1955
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Company Names on File
Tax Bill	$1,624 (2024)
Deeds & Mortgages	Oct 2023 Sale Aug 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-16-046-044`

Property Details

APN / Parcel Number

Primary APN	`03-16-046-044`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	976 sqft Base Area
1st Floor Area	976 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Construction Type	Frame
Roof Material	Asphalt
Lot Area	9,583 sqft (0.22 acres)
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	516 E GROVE AVE
City	EFFINGHAM
State	IL
Zip	62401-3838
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12 BLK 8 EDA A AUSTIN SUB 23003479 3489/277 3418/366 610/233
Legal Subdivision	EDA A AUSTIN SUBDIVISION
Legal Block	8
Legal Lot Number	12
Jurisdiction	EFFINGHAM IL
Township / Civil Division	DOUGLAS
Census Block Group	2
Census Block	2023
Census Tract	950600

Owner

Source: Effingham County records · APN 03-16-046-044

Assessment roll updated September 9, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	516 E GROVE AVE, EFFINGHAM, IL 62401-3838
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2023	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Aug 20, 2019	Warranty Deed, Transfer · Conventional Mortgage WASHINGTON SAVINGS BANK
Oct 03, 2018	Administrator's Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 25, 2023
Deed Sale	Oct 25, 2023
Prior Sale	Aug 20, 2019 · Amount on Record
Deed Document Number	20233479
Record Updated	Sep 20, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Oct 25, 2023
Property Address	516 E GROVE AVE, EFFINGHAM, IL 62401-3838
Document Number	202323003479
Map Reference	MB 2 PG 3
Instrument Date	Oct 24, 2023
Instrument	202323003479
Transaction Type	Transfer
Record Updated	Feb 22, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$165.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	516 E GROVE AVE, EFFINGHAM, IL 62401-3838

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Aug 20, 2019
Property Address	516 E GROVE AVE, EFFINGHAM, IL 62401-3838
Document Number	3489/277
Book / Page	3489 / 277
Map Reference	MB 2 PG 3
Instrument Date	Aug 16, 2019
Instrument	201901903261
Transaction Type	Transfer
Record Updated	Aug 05, 2021
Title Company	ATTORNEYS TTL GUARANTY FUND

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$197.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	516 E GROVE AVE, EFFINGHAM, IL 62401-3838

Mortgage

Document Number	201901903262
Date	Aug 20, 2019
Instrument	201901903262

Lender

Name	WASHINGTON SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2049

Interest

Rate	3.5%

October 2018: Administrator's Deed, Transfer

Document Type	Administrator's Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Oct 03, 2018
Property Address	516 E GROVE AVE, EFFINGHAM, IL 62401-3838
Document Number	3418/366
Book / Page	3418 / 366
Map Reference	MB 2 PG 3
Instrument Date	Sep 27, 2018
Instrument	201801804119
Transaction Type	Transfer
Record Updated	Aug 05, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$52.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	11195 N SOUTHRIDGE CT, EFFINGHAM, IL 62401-5631

Tax Assessment & Valuation

Source: Effingham County records · Assessment roll updated September 9, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Douglas Township
Municipality	Effingham City
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$1,624.00 (-3.16%)	$30,050 (+19.86%) Land $8,710 Building $21,340	$90,150 (+19.86%) Land $26,130 Building $64,020
2022	$1,677.00 Homeowner's exemption	$25,070 Land $7,270 Building $17,800	$75,210 Land $21,810 Building $53,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Effingham County (17049C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 349 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Wabash Telephone Cooperative	Fiber	1,000 / 1,000
Mediacom Communications	Cable	1,000 / 50
Consolidated Communications	DSL	500 / 75
Verizon	Fixed Wireless	300 / 20
LTD Broadband	Fixed Wireless (licensed-by-rule)	150 / 130
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Wisper ISP, Mediacom Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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