Effingham County property record for 515 E Grove Ave, Effingham, IL 62401 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 1,468 sqft · built 1952 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | Individual Name on File |
| Last Sale | $600,000 (Jul 2026) |
| Tax Bill | $2,540 (2024) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-16-052-019 |
| Primary APN | 03-16-052-019 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,468 sqft Base Area |
| 1st Floor Area | 1,468 sqft |
| Basement Area | 1,180 sqft |
| Unfinished Basement | 1,180 sqft |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 10,454 sqft (0.24 acres) |
| Garage Type | Mixed |
| Garage Area | 618 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 515 E GROVE AVE |
|---|---|
| City | EFFINGHAM |
| State | IL |
| Zip | 62401-3839 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT LOTS 13 & 16 BLK 9 EDA A AUSTIN SUB 1397/13 231/175 |
| Legal Subdivision | EDA A AUSTIN SUBDIVISION |
| Legal Block | 9 |
| Legal Lot Number | 13-16 |
| Jurisdiction | EFFINGHAM IL |
| Township / Civil Division | DOUGLAS |
| Census Block Group | 2 |
| Census Block | 2036 |
| Census Tract | 950600 |
Source: Effingham County records · APN 03-16-052-019
Assessment roll updated September 9, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 25 S LAKEWOOD DR, EFFINGHAM, IL 62401-1848 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 29, 2026 · Amount on Record |
| Deed Sale | Jul 29, 2026 · Amount on Record |
| Deed Document Number | 20262858 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Recording Date | Jul 29, 2026 |
| Property Address | 515 E GROVE AVE, EFFINGHAM, IL 62401-3839 |
| Document Number | 0000002858 |
| Instrument Date | Jul 27, 2026 |
| Instrument | 20262858 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $30,300.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 25 S LAKEWOOD DR, EFFINGHAM, IL 62401-1848 |
| Document Number | 0000002859, |
|---|---|
| Date | Jul 29, 2026 |
| Instrument | 20262859 |
| Name | CASTLE MORTGAGE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.49% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
Source: Effingham County records · Assessment roll updated September 9, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Effingham County |
| County Subdivision | Douglas Township |
| Municipality | Effingham City |
| Unified School District | Effingham Community Unit School District 40 (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $2,540.00 (+597.8%) | $48,610 (+19.91%) Land $5,760 Building $42,850 | $145,830 (+19.91%) Land $17,280 Building $128,550 |
| 2022 | $364.00 Homeowner's exemption Senior Citizen's exemption | $40,540 Land $4,810 Building $35,730 | $121,620 Land $14,430 Building $107,190 |
Source: FEMA National Flood Hazard Layer, Effingham County (17049C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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