Okaloosa County property record for 516 Benning Dr, Destin, FL 32541
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,452 sqft · built 1979 |
| Lot Size | 0.459 acres (19,999 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $330,000 (Oct 2019) |
| Tax Bill | $2,740 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit Oct 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-589-4803-5 |
| Primary APN | C56-000-589-4803-5 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,452 sqft Heated Area |
| Gross Area | 2,280 sqft |
| 1st Floor Area | 1,452 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 19,999 sqft (0.459 acres) |
| Lot Width | 100 ft Width |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Open Porch |
| Porch Area | 348 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 516 BENNING DR |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-1718 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CALHOUN S/D N100 FT OF S200 FT OF N375 FT BLK H-3 |
| Legal Range | 22 |
| Legal Township | 02S |
| Legal Subdivision | CALHOUN S/D |
| Legal Block | H-3 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 23306 |
Source: Okaloosa County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 516 BENNING DR, DESTIN, FL 32541-1718 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 31, 2025 | Deed of Trust, Mortgage · Line of Credit PENTAGON FCU |
| Oct 10, 2019 | Warranty Deed, Transfer · Conventional Mortgage PRIME LNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 10, 2019 · Amount on Record |
| Deed Sale | Oct 10, 2019 · Amount on Record |
| Prior Sale | Mar 31, 2009 · Amount on Record |
| Deed Document Number | 3310182 |
| Deed Book / Page | 3423 / 0690 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 516 BENNING DR, DESTIN, FL 32541-1718 |
| Transaction Type | Mortgage |
| Record Updated | Dec 1, 2025 |
| Title Company | MORTGAGE CONNECT |
| Name | Verified Name |
|---|---|
| Address | 516 BENNING DR, DESTIN, FL 32541-1718 |
| Document Number | 0003781810 |
|---|---|
| Date | Oct 31, 2025 |
| Instrument | 3781810 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Address | MC LEAN, VA 22102 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 10, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Oct 10, 2019 |
| Property Address | 516 BENNING DR, DESTIN, FL 32541-1718 |
| Document Number | 0034230690 |
| Book / Page | 003423 / 000690 |
| Instrument Date | Oct 4, 2019 |
| Instrument | 3310182 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2019 |
| Title Company | NATIONWIDE TITLE CLEARING INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,310.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 516 BENNING DR DESTIN FL 325411718, DESTIN, FL 32541-1718 |
| Document Number | 34230692 |
|---|---|
| Date | Oct 10, 2019 |
| Book Page | 003423/000692 |
| Instrument | 3310183 |
| Name | PRIME LNDG |
|---|---|
| Address | DALLAS, TX 75252 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 9, 2049 |
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,740.00 (+7.54%) Homeowner's exemption | $270,418 (+7.38%) | $342,892 (+4.5%) Land $145,583 Building $197,309 |
| 2023 | $2,548.00 (+2.62%) Homeowner's exemption | $251,841 (+3%) | $328,124 (+7.57%) Land $132,096 Building $196,028 |
| 2022 | $2,483.00 Homeowner's exemption | $244,506 | $305,046 Land $120,087 Building $184,959 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 96 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 96 in force |
| Nearby Flood Claims | 73 (1994–2020) |
| Claims Outside the SFHA | 47 of 73 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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