Okaloosa County property record for 509 Benning Dr, Destin, FL 32541
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,092 sqft · built 1964 |
| Lot Size | 0.273 acres (11,900 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $3,119 (2025) |
| Deeds & Mortgages | Oct 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-589-4750-8 |
| Primary APN | C56-000-589-4750-8 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,092 sqft Heated Area |
| Gross Area | 1,490 sqft |
| 1st Floor Area | 1,092 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1964 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Masonite/Cement Shake |
| Lot Area | 11,900 sqft (0.273 acres) |
| Lot Width | 85 ft Width |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Open Porch |
| Porch Area | 60 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 509 BENNING DR |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-1717 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CALHOUN S/D COM SE COR OF LOT F-7 N 210FT TO POB N 85FT W 140FT S 85FT E 140FT TO BEG 1044-157 |
| Legal Range | 22 |
| Legal Township | 02S |
| Legal Subdivision | CALHOUN S/D |
| Legal Lot Number | F-7 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 23306 |
509 Benning Dr is held in a trust since May 2025.
Source: Okaloosa County records, as of December 8, 2025
| Owner of Record | Trust Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 712 PLANET DR, DESTIN, FL 32541-1844 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Prior Sale | Oct 14, 2020 |
| Last Transfer Date | May 8, 2025 |
| Transfer Doc | 0003752725 |
| Record Updated | Jun 8, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Oct 14, 2020 |
| Property Address | 509 BENNING DR, DESTIN, FL 32541-1717 |
| Document Number | 0034983979 |
| Book / Page | 003498 / 003979 |
| Instrument Date | Sep 25, 2020 |
| Instrument | 3399067 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 509 BENNING DR DESTIN FL 325411717, DESTIN, FL 32541-1717 |
The 2025 property tax bill for 509 Benning Dr was $3,119.
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,119.00 | $263,374 Land $145,583 Building $117,791 | $263,374 Land $145,583 Building $117,791 |
| 2023 | $779.00 (-2.99%) Homeowner's exemption Widower's exemption | $108,754 (+3%) | $249,379 (+8.26%) Land $132,096 Building $117,283 |
| 2022 | $803.00 Homeowner's exemption Widower's exemption | $105,586 | $230,351 Land $120,087 Building $110,264 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 509 Benning Dr in Zone X, an area of minimal flood risk, though there have been 73 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 96 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 96 in force |
| Nearby Flood Claims | 73 (1994–2020) |
| Claims Outside the SFHA | 47 of 73 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 509 Benning Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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