516 Bay St, Berlin, MD 21811 Property Records

Worcester County property record for 516 Bay St, Berlin, MD 21811

Property Summary

Property Type	Residential Multi-Family (5+ Units)
Details	2,688 sqft · built 1991
Lot Size	2.38 acres (103,673 sqft)
Owner	Company Name on File
Last Sale	$1,565,000 (Jan 2021)
Tax Bill	$26,713 (2026)
Deeds & Mortgages	Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-124835`

Property Details

APN / Parcel Number

Primary APN	`03-124835`
Alternative APNs	`3124835` `124835`

Interior

Units	25 Units
Stories	2 Stories
Building Area	2,688 sqft Total Area
1st Floor Area	2,688 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Lot Area	103,673 sqft (2.38 acres)
Porch	Slab
Porch Area	3,260 sqft
Total Buildings	6 Buildings

Utilities, Heating & Cooling

Cooling System	Package A/C

Location & Zoning

Account Number	124835
Street Address	516 BAY ST
City	BERLIN
State	MD
Zip	21811-1377
Property Category	Residential
Property Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Local Zoning Code	R-3
Legal Description	LOT 1B 2.3819 ACS BAY ST EXTD RESUB LOT 1A & 1B
Legal Subdivision	TAYLOR ROBERT L LANDS
Legal Lot Number	1A,1B
Jurisdiction	WORCESTER MD
Township / Civil Division	2, CENTRAL
Census Block Group	3
Census Block	3004
Census Tract	951000

Owner

516 Bay St, a residential property, is owned by a company that bought it in January 2021.

Source: Worcester County records, as of October 6, 2026

Owner of Record	Company Name on File
Mailing Address	516 BAY ST, BERLIN, MD 21811-1377
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 5, 2021 · Amount on File
Deed Sale	Jan 5, 2021 · Amount on File
Prior Sale	Mar 31, 1999 · Amount on File
Deed Book / Page	7892 / 98
Record Updated	Oct 29, 2026

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WORCESTER MD
Recording Date	Jan 5, 2021
Property Address	516 BAY ST, BERLIN, MD 21811-1377
Document Number	0078920098
Book / Page	007892 / 000098
Instrument Date	Dec 1, 2020
Transaction Type	Transfer
Record Updated	Jan 20, 2021
Title Company	DULANEY TITLE AND ESCROW LLC, DULANEY TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,565.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	516 BAY ST BERLIN MD 218111377, BERLIN, MD 21811-1377

Mortgage

Document Number	78920104
Date	Jan 5, 2021
Book Page	007892/000104

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Bank
Address	465 N HALSTEAD ST, PASADENA, CA 91107-6021

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 516 Bay St was $26,713, up 1.7% from the year before.

Source: Worcester County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Municipality	Berlin Town
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$26,713.00 (+1.72%)	$1,529,733 (+1.72%)	$1,581,600 (+5.17%) Land $193,600 Building $1,388,000
2025	$26,261.00	$1,503,800 Land $183,300 Building $1,320,500	$1,503,800 Land $183,300 Building $1,320,500
2023	$24,099.00	$1,350,467	$1,503,800 Land $183,300 Building $1,320,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 516 Bay St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	4 (1989–1998)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Feb 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 516 Bay St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BERLIN serves 4,500 people · EPA ID MD0230001
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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