508 Bay St, Berlin, MD 21811 Property Records

Worcester County property record for 508 Bay St, Berlin, MD 21811

Property Summary

Property Type	Residential Multi-Family (5+ Units)
Details	2,066 sqft · built 1991
Lot Size	3.36 acres (146,710 sqft)
Owner	Company Name on Record
Last Sale	$1,835,693 (Sep 2018)
Tax Bill	$20,157 (2026)
Deeds & Mortgages	Nov 2021 Sale Oct 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-034119`

Property Details

APN / Parcel Number

Primary APN	`03-034119`
Alternative APN	`034119`

Interior

Units	30 Units
Stories	1 Story
Building Area	2,066 sqft Total Area
1st Floor Area	2,066 sqft
Utility Area	220 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Lot Area	146,710 sqft (3.36 acres)

Exterior Amenities

Patio Area	408 sqft
Shed	1 Shed
Shed Area	110 sqft
Total Buildings	13 Buildings

Utilities, Heating & Cooling

Cooling System	Package A/C
Sewer	Connected

Location & Zoning

Account Number	034119
Street Address	508 BAY ST
City	BERLIN
State	MD
Zip	21811-1376
Property Category	Residential
Property Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Local Zoning Code	R-3
Legal Description	3.368 ACS S/S 320 BAY ST PHILLIP DYPSKY PROP SUR
Legal Subdivision	BAY CLUB CONDOMINIUM
Jurisdiction	WORCESTER MD
Township / Civil Division	2, CENTRAL
Census Block Group	3
Census Block	3004
Census Tract	951000

Owner

Source: Worcester County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	212 E MAIN ST, 200, SALISBURY, MD 21801-5102
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2021	Deed, Transfer
Oct 1, 2018	Deed of Trust, Mortgage RED MTG CAP
Sep 11, 2018	Grant Deed, Transfer ADVANTAGE TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 11, 2018 · Amount on Record
Deed Sale	Sep 11, 2018 · Amount on Record
Prior Sale	May 18, 2017 · Amount on Record
Deed Book / Page	7283 / 271
Prior Transfer Date	Aug 22, 2018
Prior Transfer Doc	0072830271
Record Updated	Oct 29, 2026

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	WORCESTER MD
Recording Date	Nov 9, 2021
Property Address	508 BAY ST, BERLIN, MD 21811-1376
Document Number	0082200429
Book / Page	8220 / 429
Instrument Date	Sep 2, 2021
Transaction Type	Transfer
Record Updated	Nov 1, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	660 WEST RD, SALISBURY, MD 21801-3538

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	508 BAY ST, BERLIN, MD 21811-1376
Document Number	0073050008
Instrument Date	Oct 1, 2018
Transaction Type	Mortgage
Record Updated	Oct 30, 2018
Title Company	ADVANTAGE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1813 SWEETBAY DR #9 SALISBURY MD 218041663, 9, SALISBURY, MD 21804-1663

Mortgage

Document Number	0073050008
Date	Oct 17, 2018
Book Page	007305/000008

Lender

Name	RED MTG CAP
Type	Mortgage Company
Address	1717 MAIN ST # 900, DALLAS, TX 75201-4687

Agreement

Amount	Amount Recorded
Term	420 Months
Due	Oct 16, 2053

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WORCESTER MD
Recording Date	Sep 11, 2018
Property Address	508 BAY ST, BERLIN, MD 21811-1376
Document Number	0072830271
Book / Page	007283 / 000271
Instrument Date	Aug 22, 2018
Transaction Type	Transfer
Record Updated	Sep 24, 2018
Title Company	ADVANTAGE TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	212 E MAIN ST #200 SALISBURY MD 218015102, 200, SALISBURY, MD 21801-5102

Tax Assessment & Valuation

Source: Worcester County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Municipality	Berlin Town
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$20,157.00 (-18.44%)	$1,154,300 (-18.44%) Land $174,900 Building $979,400	$1,154,300 (-18.44%) Land $174,900 Building $979,400
2025	$24,715.00 (-2.14%)	$1,415,300 (-) Land $165,500 Building $1,249,800	$1,415,300 (-) Land $165,500 Building $1,249,800
2023	$25,256.00	$1,415,300 Land $165,500 Building $1,249,800	$1,415,300 Land $165,500 Building $1,249,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	4 (1989–1998)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Feb 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BERLIN serves 4,500 people · EPA ID MD0230001
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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