516 Barrett St, Elgin, IL 60120 Property Records

Kane County property record for 516 Barrett St, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,592 sqft · built 1900
Lot Size	0.9 acres (3,920 sqft)
Owner	Individual Name on Record
Last Sale	$179,000 (Jan 2020)
Tax Bill	$5,385 (2025)
Deeds & Mortgages	Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-13-455-022`

Property Details

APN / Parcel Number

Primary APN	`06-13-455-022`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,592 sqft Living Area
Gross Area	2,460 sqft
Basement Area	868 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Frame
Lot Area	3,920 sqft (0.9 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Wall Unit
Water Source	Commercial

Location & Zoning

Street Address	516 BARRETT ST
City	ELGIN
State	IL
Zip	60120-5994
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BARRETTS 3RD ADDN SOUTH 79.7 FT ON THE EAST LINE SOUTH 76 FT ON THE WEST LINE & 53.29 FT ON THE NORTH LINE LOT 3 BLOCK 2
Legal Subdivision	BARRETTS 3RD ADDN
Legal Block	2
Legal Lot Number	3
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2009
Census Tract	851301

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	516 BARRETT ST, ELGIN, IL 60120-5994
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 3, 2020 · Amount on Record
Deed Sale	Jan 3, 2020 · Amount on Record
Prior Sale	Feb 2, 2006 · Amount on Record
Deed Document Number	2020314
Prior Transfer Date	Apr 27, 2000
Prior Transfer Doc	0000033445
Record Updated	Oct 29, 2026

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jan 3, 2020
Property Address	516 BARRETT ST, ELGIN, IL 60120-5994
Document Number	0000000314
Instrument Date	Dec 10, 2019
Instrument	314
Transaction Type	Transfer
Record Updated	Jan 20, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$268.00
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	516 BARRETT ST ELGIN IL 601206752, ELGIN, IL 60120-6752

Mortgage

Document Number	315
Date	Jan 3, 2020
Instrument	315

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 2, 2050

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,385.00 (+15.81%) Homeowner's exemption	$78,591 (+8.57%) Land $11,702 Building $66,889	$235,867 (+8.57%) Land $35,120 Building $200,747
2024		$72,387 (+21.4%) Land $10,778 Building $61,609	$217,248 (+21.44%) Land $32,347 Building $184,901
2022	$4,650.00 (+4.78%) Homeowner's exemption	$59,629 (+6.96%) Land $8,878 Building $50,751	$178,887 (+6.96%) Land $26,634 Building $152,253
2021	$4,438.00 Homeowner's exemption	$55,749 Land $8,300 Building $47,449	$167,247 Land $24,900 Building $142,347

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 515 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Fox Valley Internet, T-Mobile.

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