510 Barrett St, Elgin, IL 60120 Property Records

Kane County property record for 510 Barrett St, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,294 sqft · built 1910
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$200,000 (Oct 2017)
Tax Bill	$7,305 (2025)
Deeds & Mortgages	Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-13-455-021`

Property Details

APN / Parcel Number

Primary APN	`06-13-455-021`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,294 sqft Living Area
Gross Area	3,441 sqft
Basement Area	1,147 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Construction Type	Frame
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	510 BARRETT ST
City	ELGIN
State	IL
Zip	60120-6752
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BARRETTS 3RD ADDN LOTS 4 & 3 (EXCEPT SOUTH 79.7 FT ON EAST LINE SOUTH 76 FT ON WEST LINE & 53.29 FT ON NORTH LINE)
Legal Subdivision	BARRETTS 3RD ADDN
Legal Block	2
Legal Lot Number	4,3
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2009
Census Tract	851301

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	510 BARRETT ST, ELGIN, IL 60120-6752
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2017 · Amount on Record
Deed Sale	Oct 30, 2017 · Amount on Record
Prior Sale	Nov 1, 1996 · Amount on Record
Deed Document Number	201756793
Record Updated	Oct 29, 2026

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Oct 30, 2017
Property Address	510 BARRETT ST, ELGIN, IL 60120-6752
Document Number	0000056793
Instrument Date	Oct 20, 2017
Instrument	2017K056793
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$200.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	510 BARRETT ST, ELGIN, IL 60120-6752

Mortgage

Document Number	0000056794
Date	Oct 30, 2017
Instrument	2017K056794

Lender

Name	ALLIED FIRST BANK SB
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Interest

Rate Type	Fixed Rate
Rate	3.87%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,305.00 (+15.84%) Homeowner's exemption	$105,559 (+8.57%) Land $17,585 Building $87,974	$316,804 (+8.57%) Land $52,776 Building $264,028
2024		$97,227 (+21.39%) Land $16,197 Building $81,030	$291,798 (+21.44%) Land $48,610 Building $243,187
2022	$6,306.00 (+4.56%) Homeowner's exemption	$80,092 (+8.81%) Land $13,343 Building $66,749	$240,276 (+8.81%) Land $40,029 Building $200,247
2021	$6,031.00 Homeowner's exemption	$73,605 Land $12,475 Building $61,130	$220,815 Land $37,425 Building $183,390

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 515 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Fox Valley Internet, T-Mobile.

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