516 3rd St, Colo, IA 50056 Property Records

Story County property record for 516 3rd St, Colo, IA 50056

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 960 sqft · built 1978
Lot Size0.145 acres (6,300 sqft)
Owner2 Individual Names on File
Tax Bill$2,078 (2025)
Deeds & MortgagesSep 2025 Line of Credit
May 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN12-08-266-225

Property Details

APN / Parcel Number

Primary APN12-08-266-225

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area960 sqft Living Area
1st Floor Area960 sqft
Basement Area960 sqft
Unfinished Basement960 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Architectural StyleA-Frame
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,300 sqft (0.145 acres)
Lot Dimensions105 ft deep x 60 ft wide
Garage TypeDetached
Garage Area432 sqft
Parking Spaces2 Parking Spaces
Deck Area128 sqft
Patio Area128 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address516 3RD ST
CityCOLO
StateIA
Zip50056-7740
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBLAIRS ADD (COLO) BLOCK:17 LOT:4 COLO
Legal Range21W
Legal Township83N
Legal Section08
Legal SubdivisionBLAIRS ADD (COLO)
Legal Block17
Legal Lot Number4
JurisdictionSTORY IA
Township / Civil DivisionNEW ALBANY
Census Block Group3
Census Block3022
Census Tract10200

Owner

Source: Story County assessment roll, as of September 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address516 3RD ST, COLO, IA 50056-7740
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 4, 2025Deed of Trust, Mortgage · Line of Credit
THE STATE BANK & TRUST CO
May 23, 2022Deed of Trust, Mortgage · Conventional Mortgage
STATE BANK & TRUST

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record UpdatedSep 20, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTORY IA
Property Address516 3RD ST, COLO, IA 50056-7740
Transaction TypeMortgage
Record UpdatedOct 16, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address516 3RD ST, COLO, IA 50056-7740

Mortgage

Document Number0202507154
DateSep 4, 2025
Instrument2025-07154
Lender
NameTHE STATE BANK & TRUST CO
TypeBank
AddressNEVADA, IA 50201
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTORY IA
Property Address516 3RD ST, COLO, IA 50056-7740
Transaction TypeMortgage
Record UpdatedOct 10, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202204956
DateMay 23, 2022
Instrument2022-04956
Lender
NameSTATE BANK & TRUST
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateIowa
MunicipalityColo City
CountyStory County
Unified School DistrictColo-NESCO Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,078.00 Homeowner's exemption$134,800 (+8.01%) Land $21,600 Building $113,200$134,800 (+8.01%) Land $21,600 Building $113,200
2024$2,078.00 (+7%)
2023$124,800 Land $17,600 Building $107,200$124,800 Land $17,600 Building $107,200
2022$1,942.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOLO WATER SUPPLY
serves 853 people · EPA ID IA8520061
Water SourcePurchased groundwater from IA REGIONAL UTILITIES ASSOC (WAVERLY)
Last State InspectionApr 2025
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Colo Telephone Company
Fiber
1,000 / 1,000
T-Mobile USA
Fixed Wireless
100 / 20

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