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504 3rd St, Colo, IA 50056 Property Records

Story County property record for 504 3rd St, Colo, IA 50056

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 856 sqft · built 1978
Lot Size0.145 acres (6,300 sqft)
Owner2 Individual Names on Record
Last Sale$130,500 (Feb 2020)
Tax Bill$2,916 (2025)
Deeds & MortgagesDec 2018 Refinance
Feb 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN12-08-266-285

Property Details

APN / Parcel Number

Primary APN12-08-266-285

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Building Area856 sqft Living Area
1st Floor Area856 sqft
Basement Area642 sqft
Finished Basement425 sqft
Unfinished Basement217 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1989
Architectural StyleA-Frame
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,300 sqft (0.145 acres)
Lot Dimensions105 ft deep x 60 ft wide
Garage TypeAttached
Garage Area384 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address504 3RD ST
CityCOLO
StateIA
Zip50056-7740
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBLAIRS ADD (COLO) BLOCK:17 LOT:1 COLO
Legal Range21W
Legal Township83N
Legal Section08
Legal SubdivisionBLAIRS ADD (COLO)
Legal Block17
Legal Lot Number1
JurisdictionSTORY IA
Township / Civil DivisionNEW ALBANY
Census Block Group3
Census Block3022
Census Tract10200

Owner

Source: Story County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address504 3RD ST, COLO, IA 50056-7740
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 3, 2018Deed of Trust, Mortgage · Stand-Alone Refinance
SOUTH STORY BANK & TRUST
Feb 19, 2020Warranty Deed, Transfer · Stand-Alone First Mortgage
GREAT WESTERN BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 19, 2020 · Amount on Record
Deed SaleFeb 19, 2020 · Amount on Record
Deed Document Number20201469
Record UpdatedOct 29, 2026

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTORY IA
Property Address504 3RD ST, COLO, IA 50056-7740
Transaction TypeMortgage
Record UpdatedOct 10, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0201810857
DateDec 3, 2018
Instrument2018-10857
Lender
NameSOUTH STORY BANK & TRUST
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term13 Months
DueJan 1, 2020

February 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTORY IA
Recording DateFeb 19, 2020
Property Address504 3RD ST, COLO, IA 50056-7740
Document Number0202001469
Instrument DateFeb 13, 2020
Instrument2020-01469
Transaction TypeTransfer
Record UpdatedOct 10, 2023

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202001470
DateFeb 19, 2020
Instrument2020-01470
Lender
NameGREAT WESTERN BANK
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2050

Tax Assessment & Valuation

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateIowa
MunicipalityColo City
CountyStory County
Unified School DistrictColo-NESCO Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,916.00 (+1.04%)$172,700 (+8.62%) Land $21,600 Building $151,100$172,700 (+8.62%) Land $21,600 Building $151,100
2024$2,886.00 (+4.64%)
2023$159,000 (+26.39%) Land $17,600 Building $141,400$159,000 (+26.39%) Land $17,600 Building $141,400
2022$2,758.00 (+24.68%)$125,800 Land $16,200 Building $109,600
2021$2,212.00$125,800 Land $16,200 Building $109,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOLO WATER SUPPLY
serves 853 people · EPA ID IA8520061
Water SourcePurchased groundwater from IA REGIONAL UTILITIES ASSOC (WAVERLY)
Last State InspectionApr 2025
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Colo Telephone Company
Fiber		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20

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