5157 Pebble Beach Dr, Sebring, FL 33872 Property Records

Highlands County property record for 5157 Pebble Beach Dr, Sebring, FL 33872 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,870 sqft · built 2023
Lot Size	0.348 acres (15,165 sqft)
Owner	Individual Name on File
Last Sale	$23,143 (Feb 2020)
Tax Bill	$7,289 (2024)
Deeds & Mortgages	Jul 2026 Mortgage Jul 2026 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`C044816034200420`

Property Details

APN / Parcel Number

Primary APN	`C044816034200420`
Alternative APN	`C-04-34-28-160-3420-0420`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Stories	1 Story
Building Area	3,870 sqft Living Area
Flooring	Slate
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2023
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	15,165 sqft (0.348 acres)
Lot Dimensions	150 ft deep x 101 ft wide
Garage Type	Finished
Garage Area	865 sqft

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	392 sqft
Porch	Open Porch
Patio Area	1,122 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	C044816034200420
Street Address	5157 PEBBLE BEACH DR
City	SEBRING
State	FL
Zip	33872-1771
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUN N LAKE EST OF SEBRING UNIT 16 PB 10 PG 4 LOT 42 BLK 342
Legal Range	28E
Legal Township	34S
Legal Section	04
Legal Subdivision	SUN N LAKE EST
Legal Block	342
Legal Lot Number	42
Jurisdiction	HIGHLANDS FL
Township / Civil Division	AVON PARK
Census Block Group	2
Census Block	2025
Census Tract	960503

Owner

Source: Highlands County records · APN C044816034200420

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	5157 PEBBLE BEACH DR, SEBRING, FL 33872-1771
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2026	Deed of Trust, Mortgage · Conventional Mortgage SOUTH STATE BANK
Jul 15, 2026	Quit Claim Deed, Transfer · Conventional Mortgage SOUTH STATE BANK
Sep 29, 2021	Deed of Trust, Mortgage · Construction Mortgage SOUTH STATE BANK NA
Aug 09, 2021	Quit Claim Deed, Subdivision Related Transfer Quitclaim
Feb 28, 2020	Grant Deed, Foreclosure ATTORNEY ONLY
Aug 22, 2018	Tax Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 28, 2020 · Amount on Record
Deed Sale	Feb 28, 2020 · Amount on Record
Prior Sale	Feb 28, 2020 · Amount on Record
Deed Document Number	0001977474
Deed Book / Page	002741 / 000776
Last Transfer Date	Aug 09, 2021
Transfer Doc	0002047970
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Recording Date	Jul 29, 2026
Property Address	5157 PEBBLE BEACH DR, SEBRING, FL 33872-1771
Document Number	0002323625
Book / Page	3208 / 39
Instrument Date	Jul 24, 2026
Instrument	20262323625
Transaction Type	Mortgage
Record Updated	Aug 07, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5157 PEBBLE BEACH DR, SEBRING, FL 33872-1771

Mortgage

Document Number	0002323625,
Date	Jul 29, 2026
Book Page	3208/39
Instrument	20262323625

Lender

Name	SOUTH STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.49%
Max Rate	-1%

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Jul 15, 2026
Property Address	5157 PEBBLE BEACH DR, SEBRING, FL 33872-1771
Document Number	0002321632
Book / Page	3205 / 241
Instrument Date	Jul 07, 2026
Instrument	20262321632
Transaction Type	Transfer
Record Updated	Jul 23, 2026
Title Company	HEARTLAND TITLE AGENCY, HEARTLAND TITLE

Transaction

Amount	Amount Recorded
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5157 PEBBLE BEACH DR, SEBRING, FL 33872-1771

Mortgage

Document Number	0002321633,
Date	Jul 15, 2026
Instrument	20262321633

Lender

Name	SOUTH STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	5157 PEBBLE BEACH DR, SEBRING, FL 33872-1771
Transaction Type	Mortgage
Record Updated	Oct 08, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5430 GRANADA BLVD, SEBRING, FL 33872-1545

Mortgage

Document Number	0002056260
Date	Sep 29, 2021
Book Page	2854/950
Instrument	2056260

Lender

Name	SOUTH STATE BANK NA
Type	Bank
Address	CHARLESTON, SC 29406

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2051

August 2021: Quit Claim Deed, Subdivision Related Transfer

Document Type	Quit Claim Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Aug 09, 2021
Property Address	5157 PEBBLE BEACH DR, SEBRING, FL 33872-1771
Document Number	0002047970
Book / Page	2843 / 180
Map Reference	MB 10 PG 7
Instrument Date	Aug 06, 2021
Instrument	2047970
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 23, 2021

Transaction

Amount	Amount Recorded
Tax	$175.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2530 US HIGHWAY 27 N, SEBRING, FL 33870-1869

February 2020: Grant Deed, Foreclosure

Document Type	Grant Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Feb 28, 2020
Property Address	5157 PEBBLE BEACH DR, SEBRING, FL 33872-1771
Document Number	0001977474
Book / Page	002741 / 000776
Instrument Date	Dec 03, 2019
Instrument	1977474
Transaction Type	Foreclosure
Record Updated	Mar 12, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$162.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4120 COMMERCIAL DR SEBRING FL 338701322, SEBRING, FL 33870-1322

August 2018: Tax Deed, Foreclosure

Document Type	Tax Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Aug 22, 2018
Property Address	5157 PEBBLE BEACH DR, SEBRING, FL 33872-1771
Document Number	0001908815
Book / Page	002652 / 000571
Instrument Date	Aug 21, 2018
Instrument	1908815
Transaction Type	Foreclosure
Record Updated	Aug 31, 2018

Transaction

Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Tax Assessment & Valuation

Source: Highlands County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$466,921 (+1,543.74%) Land $39,390 Building $427,531	$466,921 (+1,543.74%) Land $39,390 Building $427,531
2024	$7,289.00 (+720.83%)
2023	$888.00 (+45.34%)	$28,406 (+7.14%) Land $28,406	$28,406 (+7.14%) Land $28,406
2022	$611.00	$26,512 Land $26,512	$26,512 Land $26,512

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Highlands County (12055C), updated November 17, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120559605032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 67 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	67 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Jun 2017, other causes

Wildfire

Wildfire Risk	Moderate above 56% of the US · above 27% of Florida
Wildfire Likelihood	About 1 in 508 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 83 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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