Highlands County property record for 5130 Pebble Beach Dr, Sebring, FL 33872
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,629 sqft · built 2023 |
| Lot Size | 0.293 acres (12,774 sqft) |
| Owner | Individual Name on File |
| Last Sale | $355,000 (Aug 2026) |
| Tax Bill | $2,665 (2025) |
| Deeds & Mortgages | Aug 2026 Sale Nov 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C044816035700430 |
| Primary APN | C044816035700430 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,629 sqft Living Area |
| Gross Area | 2,049 sqft |
| 1st Floor Area | 1,587 sqft |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 12,774 sqft (0.293 acres) |
| Lot Dimensions | 125 ft deep x 102 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 5130 PEBBLE BEACH DR |
|---|---|
| City | SEBRING |
| State | FL |
| Zip | 33872-1765 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | SUN N LAKE EST OF SEBRING UNIT 16 PB 10 PG 4 LOT 43 BLK 357 |
| Legal Range | 28E |
| Legal Township | 34S |
| Legal Section | 04 |
| Legal Subdivision | SUN N LAKE EST |
| Legal Block | 357 |
| Legal Lot Number | 43 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | AVON PARK |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 960503 |
5130 Pebble Beach Dr is owned and occupied by an individual who bought it in August 2026.
Source: Highlands County records, as of September 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5130 PEBBLE BEACH DR, SEBRING, FL 33872-1765 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 28, 2026 | Warranty Deed, Transfer CAPSTONE TITLE LLC, CAPSTONE TITLE |
| Nov 30, 2021 | Correction Deed · Conventional Mortgage MIDFLORIDA CU |
| Sep 24, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Dec 2, 2020 | Grant Deed, Foreclosure NOT AVAILABLE |
| Mar 18, 2019 | Tax Deed, Foreclosure |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 28, 2026 · Amount on File |
| Deed Sale | Aug 28, 2026 · Amount on File |
| Prior Sale | Sep 24, 2021 · Amount on File |
| Deed Document Number | 20262328450 |
| Deed Book / Page | 3214 / 1454 |
| Prior Transfer Date | Sep 17, 2021 |
| Prior Transfer Doc | 0002055554 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Aug 28, 2026 |
| Property Address | 5130 PEBBLE BEACH DR, SEBRING, FL 33872-1765 |
| Document Number | 0002328450 |
| Book / Page | 3214 / 1454 |
| Instrument Date | Aug 27, 2026 |
| Instrument | 20262328450 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2026 |
| Title Company | CAPSTONE TITLE LLC, CAPSTONE TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $250,985.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5130 PEBBLE BEACH DR, SEBRING, FL 33872-1765 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Nov 30, 2021 |
| Property Address | 5130 PEBBLE BEACH DR, SEBRING, FL 33872-1765 |
| Document Number | 0002066154 |
| Book / Page | 2868 / 367 |
| Map Reference | MB 10 PG 4 |
| Instrument Date | Nov 29, 2021 |
| Instrument | 2066154 |
| Record Updated | Jan 30, 2024 |
| Title Company | SOUTH RIDGE ABSTRACT & TTL C |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|---|
| Address | 4120 COMMERCIAL DR, SEBRING, FL 33870-1322 |
| Name | Verified Name |
|---|---|
| Address | 5437 COLUMBUS BLVD, SEBRING, FL 33872-9009 |
| Document Number | 0002066155 |
|---|---|
| Date | Nov 30, 2021 |
| Book Page | 2868/368 |
| Instrument | 2066155 |
| Name | MIDFLORIDA CU |
|---|---|
| Type | Credit Union |
| Address | LAKELAND, FL 33802 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 369 Months |
| Due | Aug 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Sep 24, 2021 |
| Property Address | 5130 PEBBLE BEACH DR, SEBRING, FL 33872-1765 |
| Document Number | 0002055554 |
| Book / Page | 2853 / 1099 |
| Map Reference | MB 10 PG 4 |
| Instrument Date | Sep 17, 2021 |
| Instrument | 2055554 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2024 |
| Amount | Amount on Record |
|---|---|
| Tax | $65.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5437 COLUMBUS BLVD, SEBRING, FL 33872-9009 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Dec 2, 2020 |
| Property Address | 5130 PEBBLE BEACH DR, SEBRING, FL 33872-1765 |
| Document Number | 0002009112 |
| Book / Page | 002787 / 001114 |
| Instrument Date | Oct 6, 2020 |
| Instrument | 2009112 |
| Transaction Type | Foreclosure |
| Record Updated | Dec 10, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Tax | $50.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4120 COMMERCIAL DR SEBRING FL 338701322, SEBRING, FL 33870-1322 |
| Document Type | Tax Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Mar 18, 2019 |
| Property Address | 5130 PEBBLE BEACH DR, SEBRING, FL 33872-1765 |
| Document Number | 0001932547 |
| Book / Page | 002682 / 001058 |
| Instrument Date | Mar 18, 2019 |
| Instrument | 1932547 |
| Transaction Type | Foreclosure |
| Record Updated | Mar 25, 2019 |
| Tax | $0.00 |
|---|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
The 2025 property tax bill for 5130 Pebble Beach Dr was $2,665, up 51% from the year before.
Source: Highlands County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,665.00 (+50.99%) | $149,639 | $259,891 Land $25,500 Building $234,391 |
| 2024 | $1,765.00 (+231.14%) | ||
| 2023 | $533.00 (+61.03%) | $21,930 (+244%) Land $21,930 | $21,930 (+244%) Land $21,930 |
| 2022 | $331.00 | $6,375 Land $6,375 | $6,375 Land $6,375 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 5130 Pebble Beach Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 67 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 67 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Jun 2017 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5130 Pebble Beach Dr is moderate, ranking above 56% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · lower than 72% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUN N LAKES OF SEBRING WATER private · serves 7,710 people · EPA ID FL6280274 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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